Vitals
  • Total Assets
    452.9M 3.2 %
  • Total Deposits
    380.9M 0.8 %
  • Total Net Loans
    199.5M 5.4 %
  • Net Income
    255000.0000 -13.3 %
  • Book Value
    49.0M 0.7 %
  • Book Value x2
    98.0M 0.7 %
  • Book Value x3
    147.0M 0.7 %
ROAA

.057

ROAE

.519

Efficiency Ratio

89.079

Net Interest Margin

2.849

Balance Sheet Highlights
Financial Highlights Sterling Federal Bank, F.S.B. All Insured Savings Banks in Illinois
Balance Sheet $(000)
Total Assets 452,891 195,050
Total Net Loans 199,515 114,901
Total Deposits 380,853 161,023
Total Equity 48,999 27,476
Profitability
Net Income 255 898
Return on Average Assets .057 .337
Return on Average Equity .519 2.298
Net Interest Margin 2.849 3.045
Efficiency Ratio 89.079 87.927
Noninterest Income/Revenue 15.375 32.531
Balance Sheet Ratios
Loan-to-Deposit 52.386 72.189
Securities/Assets .424 .221
Total Equity/Total Assets .108 .141
Tangible Equity/Tangible Assets .099 .139
Capital Adequacy
Tier 1 Common Capital 44,361 26,867
Tier 1 Capital 44,361 26,867
Tier 2 Capital 1,730 1,017
Total Capital 46,091 27,983
Total Risk Weighted Assets 260,870 100,995
Leverage Ratio 10.05 13.345
Common Equity Tier 1 Capital Ratio 17.01 29.704
Tier 1 Capital Ratio 17.01 29.704
Total Capital Ratio 17.67 30.713

Timeline for Sterling Federal Bank, F.S.B.

Mt. Morris Savings And Loan Association

Acquisition: Sterling Federal Bank, F.S.B. acquired a new subsidiary, Mt. Morris Savings And Loan Association, 16 years

View Profile Dec 01 2007

Marquette Bank Clinton

Acquisition: Sterling Federal Bank, F.S.B. acquired a new subsidiary, Marquette Bank Clinton, 23 years

View Profile Feb 16 2001

Sterling Federal Bank, F.S.B.

Sterling Federal Bank, F.S.B. was established 139 years ago and is currently headquartered in Sterling, IL.

Jan 01 1885
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mt. Morris Savings And Loan Association Seller 45,059 Discontinued 12/1/2007
Marquette Bank Clinton Seller 89,320 Discontinued 2/16/2001
Relationships Role Relationship Start Relationship End
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