United Business Bank, F.S.B.
Oakland, CA — Federal Savings Bank
Active
Vitals
-
Total Assets462.3M 18.3 %
-
Total Deposits418.0M 20.1 %
-
Total Net Loans313.5M 27.8 %
-
Net Income3.8M 89.0 %
-
Book Value39.9M 9.4 %
-
Book Value x279.8M 9.4 %
-
Book Value x3119.6M 9.4 %
Balance Sheet Highlights
Financial Highlights | United Business Bank, F.S.B. | All Insured Savings Banks in California |
Balance Sheet $(000) | ||
Total Assets | 462,338 | 1,573,435 |
Total Net Loans | 313,484 | 954,091 |
Total Deposits | 418,014 | 1,313,925 |
Total Equity | 39,880 | 153,490 |
Profitability | ||
Net Income | 3,846 | 21,465 |
Return on Average Assets | .896 | 2.289 |
Return on Average Equity | 10.042 | 9.324 |
Net Interest Margin | 3.924 | 2.991 |
Efficiency Ratio | 67.129 | 70.338 |
Noninterest Income/Revenue | 15.981 | 36.49 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 74.994 | 75.751 |
Securities/Assets | .061 | .269 |
Total Equity/Total Assets | .086 | .098 |
Tangible Equity/Tangible Assets | .083 | .097 |
Capital Adequacy | ||
Tier 1 Common Capital | 39,675 | 154,715 |
Tier 1 Capital | 39,675 | 155,050 |
Tier 2 Capital | 3,204 | 6,357 |
Total Capital | 42,879 | 161,408 |
Total Risk Weighted Assets | 299,611 | 812,241 |
Leverage Ratio | 8.68 | 15.296 |
Common Equity Tier 1 Capital Ratio | 13.24 | 32.376 |
Tier 1 Capital Ratio | 13.24 | 32.988 |
Total Capital Ratio | 14.31 | 33.802 |
Timeline for United Business Bank, F.S.B.
Union Savings Bank
Acquisition: United Business Bank, F.S.B. acquired a new subsidiary, Union Savings Bank, 10 years
View Profile Nov 30 2013Time Federal Savings And Loan Association
Acquisition: United Business Bank, F.S.B. acquired a new subsidiary, Time Federal Savings And Loan Association, 32 years
View Profile May 18 1991First Ulb Corp.
First Ulb Corp. became a new parent organization for United Business Bank, F.S.B..
View Profile May 10 1991Sierra Savings And Loan, F.A.
Acquisition: United Business Bank, F.S.B. acquired a new subsidiary, Sierra Savings And Loan, F.A., 33 years
View Profile May 05 1990United Business Bank, F.S.B.
United Business Bank, F.S.B. was established 33 years ago and is currently headquartered in Oakland, CA.
May 04 1990Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
Union Savings Bank | Seller | 61,232 | Acquisition | Discontinued | 11/30/2013 |
Time Federal Savings And Loan Association | Seller | 37,057 | Failure | 5/18/1991 | |
Sierra Savings And Loan, F.A. | Seller | 30,373 | Failure | 5/5/1990 |
Relationships | Role | Relationship Start | Relationship End |
First Ulb Corp. | Parent | 7/21/2011 | |
First Ulb Corp. | Parent | 5/10/1991 | 7/20/2011 |
Similar Organizations
Organization | City | State | Total Assets |
---|---|---|---|
Sterling Federal Bank, F.S.B.
|
Sterling | IL | 451.1M |
Town Square Bank
|
Ashland | KY | 448.7M |
Pyramax Bank, Fsb
|
Greenfield | WI | 438.8M |
Evergreen Federal Savings And Loan Association
|
Grants Pass | OR | 434.1M |
The Federal Savings Bank
|
Chicago | IL | 458.6M |
Wayne Savings Community Bank
|
Wooster | OH | 446.0M |
First Federal Savings And Loan Association Of Lorain
|
Lorain | OH | 425.1M |
Oconee Federal Savings And Loan Association
|
Seneca | SC | 485.6M |
Arundel Federal Savings Bank
|
Glen Burnie | MD | 450.8M |
Windsor Federal Savings And Loan Association
|
Windsor | CT | 441.9M |