Vitals
  • Total Assets
    482.5M 0.3 %
  • Total Deposits
    400.4M -1.0 %
  • Total Net Loans
    300.5M 1.5 %
  • Net Income
    5.9M 11.8 %
  • Book Value
    79.4M 7.9 %
  • Book Value x2
    158.8M 7.9 %
  • Book Value x3
    238.2M 7.9 %
ROAA

1.232

ROAE

7.644

Efficiency Ratio

54.596

Net Interest Margin

3.822

Balance Sheet Highlights
Financial Highlights Oconee Federal Savings And Loan Association All Insured Savings Banks in South Carolina
Balance Sheet $(000)
Total Assets 482,547 130,696
Total Net Loans 300,541 81,193
Total Deposits 400,448 100,489
Total Equity 79,390 26,428
Profitability
Net Income 5,929 1,188
Return on Average Assets 1.232 .503
Return on Average Equity 7.644 3.716
Net Interest Margin 3.822 3.439
Efficiency Ratio 54.596 81.618
Noninterest Income/Revenue 9.556 15.159
Balance Sheet Ratios
Loan-to-Deposit 75.051 76.377
Securities/Assets .234 .184
Total Equity/Total Assets .165 .202
Tangible Equity/Tangible Assets .155 .199
Capital Adequacy
Tier 1 Common Capital 77,130 25,258
Tier 1 Capital 77,130 25,258
Tier 2 Capital 1,124 608
Total Capital 78,254 25,866
Total Risk Weighted Assets 236,791 68,370
Leverage Ratio 16.09 19.343
Common Equity Tier 1 Capital Ratio 32.57 39.657
Tier 1 Capital Ratio 32.57 39.657
Total Capital Ratio 33.05 40.728

Timeline for Oconee Federal Savings And Loan Association

Stephens Federal Bank

Acquisition: Oconee Federal Savings And Loan Association acquired a new subsidiary, Stephens Federal Bank, 9 years

View Profile Dec 01 2014

Oconee Federal Financial Corp.

Oconee Federal Financial Corp. became a new parent organization for Oconee Federal Savings And Loan Association.

View Profile Jan 13 2011

Oconee Federal Savings And Loan Association

Oconee Federal Savings And Loan Association was established 100 years ago and is currently headquartered in Seneca, SC.

Jan 01 1924
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Stephens Federal Bank Seller 147,167 Acquisition Discontinued 12/1/2014
Relationships Role Relationship Start Relationship End
Oconee Federal Financial Corp. Parent 7/21/2011
Oconee Federal Financial Corp. Parent 1/13/2011 7/20/2011
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