Vitals
  • Total Assets
    510.1M -3.4 %
  • Total Deposits
    434.7M -4.2 %
  • Total Net Loans
    272.1M -1.1 %
  • Net Income
    1.2M -22.4 %
  • Book Value
    72.7M 1.4 %
  • Book Value x2
    145.3M 1.4 %
  • Book Value x3
    218.0M 1.4 %
ROAA

.224

ROAE

1.606

Efficiency Ratio

86.566

Net Interest Margin

2.246

Balance Sheet Highlights
Financial Highlights Cfsbank All Insured Savings Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 510,122 648,167
Total Net Loans 272,115 461,686
Total Deposits 434,719 495,804
Total Equity 72,660 86,443
Profitability
Net Income 1,167 4,600
Return on Average Assets .224 .53
Return on Average Equity 1.606 4.211
Net Interest Margin 2.246 2.964
Efficiency Ratio 86.566 73.743
Noninterest Income/Revenue 8.694 17.147
Balance Sheet Ratios
Loan-to-Deposit 62.596 82.148
Securities/Assets .304 .168
Total Equity/Total Assets .142 .133
Tangible Equity/Tangible Assets .142 .127
Capital Adequacy
Tier 1 Common Capital 72,297 83,501
Tier 1 Capital 72,297 83,501
Tier 2 Capital 1,126 4,056
Total Capital 73,423 87,552
Total Risk Weighted Assets 241,214 425,981
Leverage Ratio 14.14 13.562
Common Equity Tier 1 Capital Ratio 29.97 24.643
Tier 1 Capital Ratio 29.97 24.643
Total Capital Ratio 30.44 25.537

Timeline for Cfsbank

Charleroi Mortgage Corporation

Charleroi Mortgage Corporation became a new subsidiary organization for Cfsbank.

View Profile Dec 01 2012

Challenge, Inc.

Challenge, Inc. became a new subsidiary organization for Cfsbank.

View Profile Jul 21 2011

Cf Financial Corporation

Cf Financial Corporation became a new parent organization for Cfsbank.

View Profile Apr 01 2002

Cfsbank

Cfsbank was established 89 years ago and is currently headquartered in Charleroi, PA.

Jan 01 1935
Relationships Role Relationship Start Relationship End
Cf Financial Corporation Parent 7/21/2011
Cf Financial Corporation Parent 4/1/2002 7/20/2011
Challenge, Inc. Subsidary 7/21/2011
Charleroi Mortgage Corporation Subsidary 12/1/2012
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