Vitals
  • Total Assets
    523.0M 5.9 %
  • Total Deposits
    473.1M 6.1 %
  • Total Net Loans
    354.7M 12.7 %
  • Net Income
    2.2M 14.8 %
  • Book Value
    45.9M 4.5 %
  • Book Value x2
    91.9M 4.5 %
  • Book Value x3
    137.8M 4.5 %
ROAA

.437

ROAE

4.868

Efficiency Ratio

79.194

Net Interest Margin

3.29

Balance Sheet Highlights
Financial Highlights Walden Savings Bank All Insured Savings Banks in New York
Balance Sheet $(000)
Total Assets 523,026 1,351,752
Total Net Loans 354,715 1,018,087
Total Deposits 473,128 1,024,500
Total Equity 45,947 162,846
Profitability
Net Income 2,220 8,523
Return on Average Assets .437 .459
Return on Average Equity 4.868 3.522
Net Interest Margin 3.29 3.356
Efficiency Ratio 79.194 79.875
Noninterest Income/Revenue 20.756 13.416
Balance Sheet Ratios
Loan-to-Deposit 74.972 92.451
Securities/Assets .194 .086
Total Equity/Total Assets .088 .12
Tangible Equity/Tangible Assets .086 .112
Capital Adequacy
Tier 1 Common Capital 46,819 151,871
Tier 1 Capital 46,819 151,871
Tier 2 Capital 3,497 7,542
Total Capital 50,316 159,397
Total Risk Weighted Assets 322,109 882,895
Leverage Ratio 9.06 12.276
Common Equity Tier 1 Capital Ratio 14.54 19.264
Tier 1 Capital Ratio 14.54 19.264
Total Capital Ratio 15.62 20.219

Timeline for Walden Savings Bank

Walden Savings Bank

Walden Savings Bank was established 152 years ago and is currently headquartered in Montgomery, NY.

Apr 01 1872
Relationships Role Relationship Start Relationship End
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