Banksouth
Greensboro, GA — Federal Savings Bank
Active
Vitals
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Total Assets531.3M 17.6 %
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Total Deposits418.1M 14.9 %
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Total Net Loans431.8M 15.9 %
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Net Income13.1M 19.6 %
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Book Value51.9M 11.7 %
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Book Value x2103.7M 11.7 %
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Book Value x3155.6M 11.7 %
Balance Sheet Highlights
| Financial Highlights | Banksouth | All Insured Savings Banks in Georgia |
| Balance Sheet $(000) | ||
| Total Assets | 531,254 | 307,758 |
| Total Net Loans | 431,774 | 216,571 |
| Total Deposits | 418,147 | 252,178 |
| Total Equity | 51,852 | 38,396 |
| Profitability | ||
| Net Income | 13,078 | 2,926 |
| Return on Average Assets | 2.764 | .728 |
| Return on Average Equity | 26.265 | 6.766 |
| Net Interest Margin | 4.664 | 3.974 |
| Efficiency Ratio | 81.479 | 81.825 |
| Noninterest Income/Revenue | 69.468 | 35.999 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 103.259 | 88.337 |
| Securities/Assets | .047 | .129 |
| Total Equity/Total Assets | .098 | .125 |
| Tangible Equity/Tangible Assets | .098 | .116 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 51,985 | 36,180 |
| Tier 1 Capital | 51,985 | 36,180 |
| Tier 2 Capital | 4,611 | 2,309 |
| Total Capital | 56,596 | 38,490 |
| Total Risk Weighted Assets | 367,810 | 211,263 |
| Leverage Ratio | 10.15 | 12.979 |
| Common Equity Tier 1 Capital Ratio | 14.13 | 22.198 |
| Tier 1 Capital Ratio | 14.13 | 22.198 |
| Total Capital Ratio | 15.39 | 23.256 |
Timeline for Banksouth
Banksouth Mortgage Company, Llc
Banksouth Mortgage Company, Llc became a new subsidiary organization for Banksouth.
View Profile Jul 21 2011
North Georgia Bank
Acquisition: Banksouth acquired a new subsidiary, North Georgia Bank, 13 years
View Profile Feb 05 2011
Banksouth Holding Company
Banksouth Holding Company became a new parent organization for Banksouth.
View Profile Jul 31 1985
Bank Of Union Point
Acquisition: Banksouth acquired a new subsidiary, Bank Of Union Point, 47 years
View Profile Mar 03 1977
Wachovia Bank Of Georgia, National Association
Wachovia Bank Of Georgia, National Association became a new parent organization for Banksouth.
View Profile Jan 30 1968
| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| North Georgia Bank | Seller | 153,172 | Failure | 2/5/2011 | |
| Bank Of Union Point | Seller | 5,399 | Discontinued | 3/3/1977 |
| Relationships | Role | Relationship Start | Relationship End |
| Banksouth Holding Company | Parent | 7/21/2011 | |
| Banksouth Holding Company | Parent | 7/19/1996 | 7/20/2011 |
| Banksouth Holding Company | Parent | 10/15/1985 | 7/18/1996 |
| Banksouth Holding Company | Parent | 7/31/1985 | 10/14/1985 |
| Wachovia Bank Of Georgia, National Association | Parent | 1/30/1968 | 3/3/1977 |
| Banksouth Mortgage Company, Llc | Subsidary | 7/21/2011 |
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