Stephens Federal Bank
Toccoa, GA — Domestic Branch of a Domestic Bank
Acquired Dec 2014
Vitals
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Total Assets147.2M -8.3 %
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Total Deposits140.5M -8.3 %
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Total Net Loans104.0M -8.9 %
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Net Income-357000.0000 23.2 %
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Book Value6.3M -7.8 %
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Book Value x212.6M -7.8 %
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Book Value x318.9M -7.8 %
Balance Sheet Highlights
| Financial Highlights | Stephens Federal Bank | All Insured Savings Banks in Georgia |
| Balance Sheet $(000) | ||
| Total Assets | 147,167 | 341,432 |
| Total Net Loans | 104,023 | 232,273 |
| Total Deposits | 140,522 | 271,606 |
| Total Equity | 6,285 | 40,650 |
| Profitability | ||
| Net Income | -357 | 1,696 |
| Return on Average Assets | -.311 | .658 |
| Return on Average Equity | -7.514 | 3.889 |
| Net Interest Margin | 3.527 | 3.89 |
| Efficiency Ratio | 123.282 | 86.934 |
| Noninterest Income/Revenue | 3.719 | 27.751 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 74.026 | 84.893 |
| Securities/Assets | .02 | .16 |
| Total Equity/Total Assets | .043 | .119 |
| Tangible Equity/Tangible Assets | .033 | .114 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 6,286 | 39,253 |
| Tier 2 Capital | 1,253 | 2,488 |
| Total Capital | 7,229 | 41,720 |
| Total Risk Weighted Assets | 99,465 | 227,566 |
| Leverage Ratio | 4.27 | 12.42 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 6.32 | 21.279 |
| Total Capital Ratio | 7.27 | 22.398 |
Timeline for Stephens Federal Bank
Oconee Federal Savings And Loan Association
Stephens Federal Bank was acquired by Oconee Federal Savings And Loan Association 9 years
View Profile Dec 01 2014
Stephens Federal Bank
Stephens Federal Bank was established 91 years ago and is currently headquartered in Toccoa, GA.
Jan 01 1933| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Oconee Federal Savings And Loan Association | Buyer | 485,570 | Acquisition | Discontinued | 12/1/2014 |
| Relationships | Role | Relationship Start | Relationship End |
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