Vitals
  • Total Assets
    155.3M 8.9 %
  • Total Deposits
    109.9M 4.9 %
  • Total Net Loans
    132.4M 8.3 %
  • Net Income
    780000.0000 39.3 %
  • Book Value
    18.1M 5.0 %
  • Book Value x2
    36.3M 5.0 %
  • Book Value x3
    54.4M 5.0 %
ROAA

.517

ROAE

4.428

Efficiency Ratio

83.878

Net Interest Margin

2.836

Balance Sheet Highlights
Financial Highlights Cincinnati Federal All Insured Savings Banks in Ohio
Balance Sheet $(000)
Total Assets 155,266 265,966
Total Net Loans 132,429 190,627
Total Deposits 109,896 206,710
Total Equity 18,130 32,574
Profitability
Net Income 780 2,411
Return on Average Assets .517 .564
Return on Average Equity 4.428 4.535
Net Interest Margin 2.836 3.288
Efficiency Ratio 83.878 80.784
Noninterest Income/Revenue 31.797 22.248
Balance Sheet Ratios
Loan-to-Deposit 120.504 89.218
Securities/Assets .011 .114
Total Equity/Total Assets .117 .122
Tangible Equity/Tangible Assets .112 .119
Capital Adequacy
Tier 1 Common Capital 18,331 31,883
Tier 1 Capital 18,331 31,883
Tier 2 Capital 1,326 1,822
Total Capital 19,657 33,702
Total Risk Weighted Assets 108,527 167,152
Leverage Ratio 11.9 13.259
Common Equity Tier 1 Capital Ratio 16.89 24.788
Tier 1 Capital Ratio 16.89 24.788
Total Capital Ratio 18.11 25.792

Timeline for Cincinnati Federal

Cincinnati Bancorp

Cincinnati Bancorp became a new parent organization for Cincinnati Federal.

View Profile Oct 14 2015

The Clifton Heights Savings & Loan Company

Acquisition: Cincinnati Federal acquired a new subsidiary, The Clifton Heights Savings & Loan Company, 16 years

View Profile Nov 17 2007

Delta Savings And Loan Association

Acquisition: Cincinnati Federal acquired a new subsidiary, Delta Savings And Loan Association , 38 years

View Profile Oct 01 1985

Cincinnati Federal

Cincinnati Federal was established 102 years ago and is currently headquartered in Cincinnati, OH.

Jan 01 1922
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Clifton Heights Savings & Loan Company Seller 14,534 Discontinued 11/17/2007
Delta Savings And Loan Association Seller Discontinued 10/1/1985
Relationships Role Relationship Start Relationship End
Cincinnati Bancorp Parent 10/14/2015
Similar Organizations
Organization City State Total Assets
Edgewater Bank
 		Saint Joseph MI 154.1M
Washington Federal Bank For Savings
 		Chicago IL 152.8M
Massena Savings And Loan
 		Massena NY 151.7M
Seneca Federal Savings And Loan Association
 		Baldwinsville NY 154.4M
Paper City Savings Association
 		Wisconsin Rapids WI 161.1M
First Federal Savings And Loan Association
 		Delta OH 161.2M
Home City Federal Savings Bank Of Springfield
 		Springfield OH 156.0M
Greeneville Federal Bank, Fsb
 		Greeneville TN 148.0M
Foxboro Federal Savings
 		Foxboro MA 162.9M
First Federal Savings Of Middletown
 		Middletown NY 155.3M