Vitals
  • Total Assets
    144.9M -11.1 %
  • Total Deposits
    98.4M 2.7 %
  • Total Net Loans
    115.3M -6.3 %
  • Net Income
    2.1M -8.5 %
  • Book Value
    17.6M -2.0 %
  • Book Value x2
    35.2M -2.0 %
  • Book Value x3
    52.8M -2.0 %
ROAA

1.459

ROAE

11.614

Efficiency Ratio

63.504

Net Interest Margin

3.127

Balance Sheet Highlights
Financial Highlights Winchester Federal Bank All Insured Savings Banks in Kentucky
Balance Sheet $(000)
Total Assets 144,915 131,497
Total Net Loans 115,341 96,989
Total Deposits 98,360 100,018
Total Equity 17,605 19,410
Profitability
Net Income 2,106 940
Return on Average Assets 1.459 .117
Return on Average Equity 11.614 2.026
Net Interest Margin 3.127 3.403
Efficiency Ratio 63.504 91.164
Noninterest Income/Revenue 3.137 14.973
Balance Sheet Ratios
Loan-to-Deposit 117.264 97.139
Securities/Assets .115 .118
Total Equity/Total Assets .121 .148
Tangible Equity/Tangible Assets .121 .135
Capital Adequacy
Tier 1 Common Capital 17,617 18,072
Tier 1 Capital 17,617 18,072
Tier 2 Capital 1,003 796
Total Capital 18,620 18,868
Total Risk Weighted Assets 79,873 79,313
Leverage Ratio 12.41 17.17
Common Equity Tier 1 Capital Ratio 22.06 32.705
Tier 1 Capital Ratio 22.06 32.705
Total Capital Ratio 23.31 33.862

Timeline for Winchester Federal Bank

Winfirst Financial Corporation

Winfirst Financial Corporation became a new parent organization for Winchester Federal Bank.

View Profile Oct 11 1989

Winchester Federal Bank

Winchester Federal Bank was established 90 years ago and is currently headquartered in Winchester, KY.

Jan 01 1934
Relationships Role Relationship Start Relationship End
Winfirst Financial Corporation Parent 7/21/2011
Winfirst Financial Corporation Parent 6/30/2007 7/20/2011
Winfirst Financial Corporation Parent 10/11/1989 6/29/2007
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