Vitals
  • Total Assets
    458.2M 5.4 %
  • Total Deposits
    378.6M 9.6 %
  • Total Net Loans
    344.5M 9.5 %
  • Net Income
    2.4M -26.6 %
  • Book Value
    64.0M -5.6 %
  • Book Value x2
    128.1M -5.6 %
  • Book Value x3
    192.1M -5.6 %
ROAA

.539

ROAE

3.622

Efficiency Ratio

75.324

Net Interest Margin

4.063

Balance Sheet Highlights
Financial Highlights Town Square Bank All Insured Savings Banks in Kentucky
Balance Sheet $(000)
Total Assets 458,227 131,497
Total Net Loans 344,531 96,989
Total Deposits 378,551 100,018
Total Equity 64,035 19,410
Profitability
Net Income 2,407 940
Return on Average Assets .539 .117
Return on Average Equity 3.622 2.026
Net Interest Margin 4.063 3.403
Efficiency Ratio 75.324 91.164
Noninterest Income/Revenue 12.666 14.973
Balance Sheet Ratios
Loan-to-Deposit 91.013 97.139
Securities/Assets .127 .118
Total Equity/Total Assets .14 .148
Tangible Equity/Tangible Assets .134 .135
Capital Adequacy
Tier 1 Common Capital 62,513 18,072
Tier 1 Capital 62,513 18,072
Tier 2 Capital 2,412 796
Total Capital 64,925 18,868
Total Risk Weighted Assets 309,025 79,313
Leverage Ratio 13.52 17.17
Common Equity Tier 1 Capital Ratio 20.23 32.705
Tier 1 Capital Ratio 20.23 32.705
Total Capital Ratio 21.01 33.862

Timeline for Town Square Bank

Commonwealth Bank, Fsb

Acquisition: Town Square Bank acquired a new subsidiary, Commonwealth Bank, Fsb, 8 years

View Profile Jun 01 2015

Town Square Bank, Inc.

Acquisition: Town Square Bank acquired a new subsidiary, Town Square Bank, Inc., 10 years

View Profile Mar 19 2014

Poage Bankshares, Inc.

Poage Bankshares, Inc. became a new parent organization for Town Square Bank.

View Profile Sep 12 2011

First Federal Savings And Loan Association

Acquisition: Town Square Bank acquired a new subsidiary, First Federal Savings And Loan Association, 41 years

View Profile Mar 01 1983

Town Square Bank

Town Square Bank was established 135 years ago and is currently headquartered in Ashland, KY.

Jan 01 1889
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Commonwealth Bank, Fsb Seller 19,460 Acquisition Discontinued 6/1/2015
Town Square Bank, Inc. Seller 149,960 Acquisition Discontinued 3/19/2014
First Federal Savings And Loan Association Seller Discontinued 3/1/1983
Relationships Role Relationship Start Relationship End
Poage Bankshares, Inc. Parent 9/12/2011
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