First Federal Savings And Loan Association Of Lorain Financial Statements & Health Reports

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Vitals

ROAA

.157

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	First Federal Savings And Loan Association Of Lorain	All Insured Savings Banks in Ohio
Balance Sheet $(000)
Total Assets	421,367	265,966
Total Net Loans	266,387	190,627
Total Deposits	355,647	206,710
Total Equity	62,629	32,574
Profitability
Net Income	662	2,411
Return on Average Assets	.157	.564
Return on Average Equity	1.03	4.535
Net Interest Margin	3.303	3.288
Efficiency Ratio	95.834	80.784
Noninterest Income/Revenue	10.829	22.248
Balance Sheet Ratios
Loan-to-Deposit	74.902	89.218
Securities/Assets	.262	.114
Total Equity/Total Assets	.149	.122
Tangible Equity/Tangible Assets	.148	.119
Capital Adequacy
Tier 1 Common Capital	64,690	31,883
Tier 1 Capital	64,690	31,883
Tier 2 Capital	2,150	1,822
Total Capital	66,840	33,702
Total Risk Weighted Assets	211,658	167,152
Leverage Ratio	15.33	13.259
Common Equity Tier 1 Capital Ratio	30.56	24.788
Tier 1 Capital Ratio	30.56	24.788
Total Capital Ratio	31.58	25.792

First Federal Savings And Loan Association Of Lorain was established 103 years ago and is currently headquartered in Lorain, OH.

Jan 01 1921

Relationships	Role	Relationship Start	Relationship End

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