Vitals
  • Total Assets
    455.2M 4.9 %
  • Total Deposits
    386.9M 6.1 %
  • Total Net Loans
    332.4M 13.3 %
  • Net Income
    2.4M 34.4 %
  • Book Value
    39.3M 1.0 %
  • Book Value x2
    78.7M 1.0 %
  • Book Value x3
    118.0M 1.0 %
ROAA

.542

ROAE

6.037

Efficiency Ratio

75.433

Net Interest Margin

3.303

Balance Sheet Highlights
Financial Highlights Wayne Savings Community Bank All Insured Savings Banks in Ohio
Balance Sheet $(000)
Total Assets 455,189 265,966
Total Net Loans 332,369 190,627
Total Deposits 386,851 206,710
Total Equity 39,332 32,574
Profitability
Net Income 2,408 2,411
Return on Average Assets .542 .564
Return on Average Equity 6.037 4.535
Net Interest Margin 3.303 3.288
Efficiency Ratio 75.433 80.784
Noninterest Income/Revenue 10.611 22.248
Balance Sheet Ratios
Loan-to-Deposit 85.917 89.218
Securities/Assets .176 .114
Total Equity/Total Assets .086 .122
Tangible Equity/Tangible Assets .082 .119
Capital Adequacy
Tier 1 Common Capital 38,133 31,883
Tier 1 Capital 38,133 31,883
Tier 2 Capital 3,043 1,822
Total Capital 41,176 33,702
Total Risk Weighted Assets 292,413 167,152
Leverage Ratio 8.55 13.259
Common Equity Tier 1 Capital Ratio 13.04 24.788
Tier 1 Capital Ratio 13.04 24.788
Total Capital Ratio 14.08 25.792

Timeline for Wayne Savings Community Bank

Wayne Financial Services Llc

Wayne Financial Services Llc became a new subsidiary organization for Wayne Savings Community Bank.

View Profile Aug 08 2016

Oak Tree Title Ltd

Oak Tree Title Ltd became a new subsidiary organization for Wayne Savings Community Bank.

View Profile Jul 21 2011

Stebbins National Bank Of Creston

Acquisition: Wayne Savings Community Bank acquired a new subsidiary, Stebbins National Bank Of Creston, 19 years

View Profile Jun 01 2004

Village Savings Bank, F.S.B.

Acquisition: Wayne Savings Community Bank acquired a new subsidiary, Village Savings Bank, F.S.B., 20 years

View Profile Sep 30 2003

Wayne Savings Bancshares, Inc.

Wayne Savings Bancshares, Inc. became a new parent organization for Wayne Savings Community Bank.

View Profile Jan 08 2003

Want to see more?

Complete timeline for Wayne Savings Community Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Stebbins National Bank Of Creston Seller 28,243 Discontinued 6/1/2004
Village Savings Bank, F.S.B. Seller 48,996 Discontinued 9/30/2003
Relationships Role Relationship Start Relationship End
Wayne Savings Bancshares, Inc. Parent 7/21/2011
Wayne Savings Bancshares, Inc. Parent 1/8/2003 7/20/2011
Wayne Financial Services Llc Subsidary 8/8/2016
Oak Tree Title Ltd Subsidary 12/31/2013 8/31/2014
Oak Tree Title Ltd Subsidary 7/21/2011 12/30/2013
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