Vitals
  • Total Assets
    447.8M -2.5 %
  • Total Deposits
    382.4M -3.2 %
  • Total Net Loans
    293.6M 7.4 %
  • Net Income
    1.2M 8.9 %
  • Book Value
    63.0M 2.2 %
  • Book Value x2
    126.0M 2.2 %
  • Book Value x3
    189.1M 2.2 %
ROAA

.267

ROAE

1.941

Efficiency Ratio

80.402

Net Interest Margin

2.44

Balance Sheet Highlights
Financial Highlights Arundel Federal Savings Bank All Insured Savings Banks in Maryland
Balance Sheet $(000)
Total Assets 447,841 301,352
Total Net Loans 293,553 213,593
Total Deposits 382,440 241,483
Total Equity 63,023 44,672
Profitability
Net Income 1,213 2,152
Return on Average Assets .267 .432
Return on Average Equity 1.941 3.058
Net Interest Margin 2.44 3.292
Efficiency Ratio 80.402 86.153
Noninterest Income/Revenue 2.118 18.681
Balance Sheet Ratios
Loan-to-Deposit 76.758 87.022
Securities/Assets .288 .13
Total Equity/Total Assets .141 .148
Tangible Equity/Tangible Assets .141 .146
Capital Adequacy
Tier 1 Common Capital 63,025 43,576
Tier 1 Capital 63,025 43,602
Tier 2 Capital 1,085 1,769
Total Capital 64,110 45,371
Total Risk Weighted Assets 197,432 186,418
Leverage Ratio 14.01 14.727
Common Equity Tier 1 Capital Ratio 31.92 28.083
Tier 1 Capital Ratio 31.92 28.091
Total Capital Ratio 32.47 29.015

Timeline for Arundel Federal Savings Bank

Irvington Federal Savings Bank

Acquisition: Arundel Federal Savings Bank acquired a new subsidiary, Irvington Federal Savings Bank, 30 years

View Profile Aug 21 1993

Cedar Building And Loan Association

Acquisition: Arundel Federal Savings Bank acquired a new subsidiary, Cedar Building And Loan Association , 42 years

View Profile Mar 15 1982

Arundel Federal Savings Bank

Arundel Federal Savings Bank was established 118 years ago and is currently headquartered in Glen Burnie, MD.

Jan 01 1906
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Irvington Federal Savings Bank Seller 25,328 Failure 8/21/1993
Cedar Building And Loan Association Seller Discontinued 3/15/1982
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
Sterling Federal Bank, F.S.B.
 		Sterling IL 451.1M
Town Square Bank
 		Ashland KY 448.7M
Pyramax Bank, Fsb
 		Greenfield WI 438.8M
Evergreen Federal Savings And Loan Association
 		Grants Pass OR 434.1M
United Business Bank, F.S.B.
 		Oakland CA 450.7M
The Federal Savings Bank
 		Chicago IL 458.6M
Wayne Savings Community Bank
 		Wooster OH 446.0M
Oconee Federal Savings And Loan Association
 		Seneca SC 485.6M
First Federal Savings And Loan Association Of Lorain
 		Lorain OH 425.1M
Windsor Federal Savings And Loan Association
 		Windsor CT 441.9M