Vitals
  • Total Assets
    371.7M 0.1 %
  • Total Deposits
    298.0M 8.0 %
  • Total Net Loans
    218.8M -15.7 %
  • Net Income
  • Book Value
    13.7M -54.1 %
  • Book Value x2
    27.4M -54.1 %
  • Book Value x3
    41.0M -54.1 %
ROAA

ROAE

Efficiency Ratio

864.839

Net Interest Margin

.332

Balance Sheet Highlights
Financial Highlights Southern Community Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 371,695 234,016
Total Net Loans 218,771 169,953
Total Deposits 297,962 197,041
Total Equity 13,676 21,196
Profitability
Net Income — 362
Return on Average Assets — .739
Return on Average Equity — 7.17
Net Interest Margin .332 3.091
Efficiency Ratio 864.839 99.343
Noninterest Income/Revenue 1.353 61.227
Balance Sheet Ratios
Loan-to-Deposit 73.422 82.442
Securities/Assets .248 .183
Total Equity/Total Assets .037 .091
Tangible Equity/Tangible Assets .037 -.831
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 13,182 20,165
Tier 2 Capital 3,337 2,456
Total Capital 16,519 22,628
Total Risk Weighted Assets 269,647 180,778
Leverage Ratio 3.51 9.579
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 4.89 12.867
Total Capital Ratio 6.13 14.1

Timeline for Southern Community Bank

United Community Bank

Southern Community Bank was acquired by United Community Bank 14 years

View Profile Jun 20 2009

Southern Community Bancshares, Inc.

Southern Community Bancshares, Inc. became a new parent organization for Southern Community Bank.

View Profile Jan 01 2002

Southern Community Bank

Southern Community Bank was established 23 years ago and is currently headquartered in Fayetteville, GA.

Jun 02 2000
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Community Bank Buyer 10,278,851 Failure 6/20/2009
Relationships Role Relationship Start Relationship End
Southern Community Bancshares, Inc. Parent 1/1/2002 6/19/2009
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