Vitals
  • Total Assets
    232.3M -12.2 %
  • Total Deposits
    218.1M -12.1 %
  • Total Net Loans
    142.0M -23.6 %
  • Net Income
    -698000.0000 94.7 %
  • Book Value
    12.4M -9.4 %
  • Book Value x2
    24.7M -9.4 %
  • Book Value x3
    37.1M -9.4 %
ROAA

-.382

ROAE

-7.64

Efficiency Ratio

99.986

Net Interest Margin

3.924

Balance Sheet Highlights
Financial Highlights Santa Lucia Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 232,279 599,445
Total Net Loans 141,976 364,573
Total Deposits 218,125 457,667
Total Equity 12,360 80,536
Profitability
Net Income -698 4,029
Return on Average Assets -.382 .432
Return on Average Equity -7.64 3.408
Net Interest Margin 3.924 4.096
Efficiency Ratio 99.986 76.538
Noninterest Income/Revenue 5.519 13.612
Balance Sheet Ratios
Loan-to-Deposit 65.089 77.65
Securities/Assets .093 .154
Total Equity/Total Assets .053 .134
Tangible Equity/Tangible Assets .053 .128
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,050 70,828
Tier 2 Capital 1,972 5,333
Total Capital 14,022 76,140
Total Risk Weighted Assets 150,292 411,537
Leverage Ratio 5.09 11.957
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 8.02 16.752
Total Capital Ratio 9.33 18.036

Timeline for Santa Lucia Bank

Mission Community Bank

Santa Lucia Bank was acquired by Mission Community Bank 12 years

View Profile Oct 22 2011

Slb Asset Management, Inc.

Slb Asset Management, Inc. became a new parent organization for Santa Lucia Bank.

View Profile Apr 03 2006

Central Coast National Bank

Acquisition: Santa Lucia Bank acquired a new subsidiary, Central Coast National Bank, 28 years

View Profile Jul 08 1995

Santa Lucia Bank

Santa Lucia Bank was established 38 years ago and is currently headquartered in Atascadero, CA.

Aug 05 1985
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mission Community Bank Buyer 432,406 Acquisition Discontinued 10/22/2011
Central Coast National Bank Seller 11,230 Pooling of Interests Discontinued 7/8/1995
Relationships Role Relationship Start Relationship End
Slb Asset Management, Inc. Parent 4/3/2006 10/21/2011
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