Santa Lucia Bank
Atascadero, CA — Domestic Branch of a Domestic Bank
Acquired Oct 2011
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Santa Lucia Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 7,038 | 16,671 |
Income from Lease Financing Receivables | — | 11 |
— | 8 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 3 |
Income on Loans and Leases (TE) | 7,038 | 16,792 |
Investment Interest Income (TE) | 526 | 2,123 |
Total Interest Income (TE) | 7,635 | 19,632 |
Total Interest Expense | 865 | 2,540 |
Net Interest Income (TE) | 6,770 | 16,957 |
Non-Interest Income | 446 | 3,093 |
Adjusted Operating Income (TE) | 7,216 | 22,285 |
Non-interest Expense | 7,215 | 13,988 |
Provision for Loan & Lease Losses | 530 | 2,063 |
Pretax Operating Income (TE) | -529 | 5,539 |
Pretax Net Operating Income (TE) | -424 | 5,855 |
Applicable Income Taxes | 274 | 1,749 |
Net Operating Income | -698 | 4,036 |
Net Income | -698 | 4,029 |
Cash Dividends Declared | — | 201 |
Retained Earnings | -698 | 3,047 |