Vitals
  • Total Assets
    432.4M -0.1 %
  • Total Deposits
    384.6M -1.2 %
  • Total Net Loans
    287.4M 20.0 %
  • Net Income
    1.5M -33.0 %
  • Book Value
    39.6M -4.2 %
  • Book Value x2
    79.3M -4.2 %
  • Book Value x3
    118.9M -4.2 %
ROAA

.343

ROAE

3.751

Efficiency Ratio

80.924

Net Interest Margin

4.487

Balance Sheet Highlights
Financial Highlights Mission Community Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 432,406 829,395
Total Net Loans 287,391 538,946
Total Deposits 384,609 635,682
Total Equity 39,643 113,603
Profitability
Net Income 1,494 10,437
Return on Average Assets .343 .937
Return on Average Equity 3.751 7.478
Net Interest Margin 4.487 3.877
Efficiency Ratio 80.924 74.39
Noninterest Income/Revenue 12.527 13.44
Balance Sheet Ratios
Loan-to-Deposit 74.723 78.499
Securities/Assets .18 .142
Total Equity/Total Assets .092 .137
Tangible Equity/Tangible Assets .086 .127
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 38,786 98,571
Tier 2 Capital 4,230 7,749
Total Capital 43,016 106,342
Total Risk Weighted Assets 337,789 593,311
Leverage Ratio 8.92 11.682
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.48 16.151
Total Capital Ratio 12.73 17.428

Timeline for Mission Community Bank

Heritage Oaks Bank

Mission Community Bank was acquired by Heritage Oaks Bank 10 years

View Profile Mar 01 2014

Santa Lucia Bank

Acquisition: Mission Community Bank acquired a new subsidiary, Santa Lucia Bank, 12 years

View Profile Oct 22 2011

Mission Community Bancorp

Mission Community Bancorp became a new parent organization for Mission Community Bank.

View Profile Dec 16 2000

Mission Community Development Corporation

Mission Community Development Corporation became a new subsidiary organization for Mission Community Bank.

View Profile Dec 16 2000

Mission Community Bank

Mission Community Bank was established 26 years ago and is currently headquartered in San Luis Obispo, CA.

Dec 18 1997
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Heritage Oaks Bank Buyer 1,986,594 Acquisition Discontinued 3/1/2014
Santa Lucia Bank Seller 232,279 Acquisition Discontinued 10/22/2011
Relationships Role Relationship Start Relationship End
Mission Community Bancorp Parent 12/16/2000 2/28/2014
Mission Community Development Corporation Subsidary 6/30/2007 12/31/2013
Mission Community Development Corporation Subsidary 12/16/2000 6/29/2007
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