Vitals
  • Total Assets
    506.6M 0.5 %
  • Total Deposits
    403.2M 1.0 %
  • Total Net Loans
    301.1M 8.4 %
  • Net Income
    2.3M 39.6 %
  • Book Value
    80.4M 3.5 %
  • Book Value x2
    160.8M 3.5 %
  • Book Value x3
    241.2M 3.5 %
ROAA

.457

ROAE

2.933

Efficiency Ratio

72.352

Net Interest Margin

2.624

Balance Sheet Highlights
Financial Highlights Rsi Bank All Insured Savings Banks in New Jersey
Balance Sheet $(000)
Total Assets 506,550 1,030,673
Total Net Loans 301,060 693,502
Total Deposits 403,234 776,139
Total Equity 80,384 127,082
Profitability
Net Income 2,317 6,133
Return on Average Assets .457 .346
Return on Average Equity 2.933 2.946
Net Interest Margin 2.624 2.689
Efficiency Ratio 72.352 79.014
Noninterest Income/Revenue 9.811 9.624
Balance Sheet Ratios
Loan-to-Deposit 74.661 79.002
Securities/Assets .305 .199
Total Equity/Total Assets .159 .123
Tangible Equity/Tangible Assets .159 .117
Capital Adequacy
Tier 1 Common Capital 81,737 122,005
Tier 1 Capital 81,737 122,005
Tier 2 Capital 2,969 5,602
Total Capital 84,706 127,603
Total Risk Weighted Assets 260,517 666,944
Leverage Ratio 16 11.596
Common Equity Tier 1 Capital Ratio 31.37 21.406
Tier 1 Capital Ratio 31.37 21.406
Total Capital Ratio 32.51 22.306

Timeline for Rsi Bank

Isr Holding Corp.

Isr Holding Corp. became a new subsidiary organization for Rsi Bank.

View Profile Oct 31 2002

Rsi Insurance Agency, Inc.

Rsi Insurance Agency, Inc. became a new subsidiary organization for Rsi Bank.

View Profile Jan 03 2000

Rsi Bancorp, Inc.

Rsi Bancorp, Inc. became a new parent organization for Rsi Bank.

View Profile Jan 06 1999

Rsi Bank

Rsi Bank was established 174 years ago and is currently headquartered in Rahway, NJ.

Mar 12 1851
Relationships Role Relationship Start Relationship End
Rsi Bancorp, Inc. Parent 1/6/1999
Rsi Insurance Agency, Inc. Subsidary 6/30/2007
Rsi Insurance Agency, Inc. Subsidary 1/3/2000 6/29/2007
Isr Holding Corp. Subsidary 10/31/2002 2/28/2007
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