Net Income Analysis ( % relative to Total Revenue )
Income Statement Rsi Bank All Insured Savings Banks in New Jersey
Interest and Fees on Loans 11,175 25,610
Income from Lease Financing Receivables — 0
— 7
Estimated Tax Benefit from Tax-Exempt Loan Income — 4
Income on Loans and Leases (TE) 11,175 25,617
Investment Interest Income (TE) 3,706 5,245
Total Interest Income (TE) 15,049 31,333
Total Interest Expense 2,563 6,803
Net Interest Income (TE) 12,486 24,529
Non-Interest Income 1,637 3,336
Adjusted Operating Income (TE) 14,123 35,108
Non-interest Expense 10,218 22,934
Provision for Loan & Lease Losses 396 478
Pretax Operating Income (TE) 3,509 8,807
Pretax Net Operating Income (TE) 3,509 9,028
Applicable Income Taxes 1,071 2,758
Net Operating Income 2,317 6,133
Net Income 2,317 6,133
Cash Dividends Declared — 205
Retained Earnings 2,317 5,383