Vitals
  • Total Assets
    451.8M -1.3 %
  • Total Deposits
    400.1M -1.7 %
  • Total Net Loans
    247.5M 19.0 %
  • Net Income
    5.6M 10.5 %
  • Book Value
    39.9M 1.9 %
  • Book Value x2
    79.7M 1.9 %
  • Book Value x3
    119.6M 1.9 %
ROAA

1.242

ROAE

13.496

Efficiency Ratio

70.22

Net Interest Margin

3.402

Balance Sheet Highlights
Financial Highlights Peoples Bank & Trust Co. All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 451,796 258,416
Total Net Loans 247,499 178,998
Total Deposits 400,118 217,087
Total Equity 39,857 28,107
Profitability
Net Income 5,592 2,724
Return on Average Assets 1.242 1.016
Return on Average Equity 13.496 9.475
Net Interest Margin 3.402 3.745
Efficiency Ratio 70.22 67.758
Noninterest Income/Revenue 13.801 16.937
Balance Sheet Ratios
Loan-to-Deposit 61.857 78.741
Securities/Assets .375 .158
Total Equity/Total Assets .088 .109
Tangible Equity/Tangible Assets .087 .106
Capital Adequacy
Tier 1 Common Capital 40,739 27,011
Tier 1 Capital 40,739 27,012
Tier 2 Capital 4,055 2,220
Total Capital 44,794 29,258
Total Risk Weighted Assets 324,318 195,723
Leverage Ratio 9.15 10.472
Common Equity Tier 1 Capital Ratio 12.56 14.947
Tier 1 Capital Ratio 12.56 14.954
Total Capital Ratio 13.81 16.077

Timeline for Peoples Bank & Trust Co.

Pbt Holdings, Llc

Pbt Holdings, Llc became a new subsidiary organization for Peoples Bank & Trust Co..

View Profile Nov 19 2012

Peoples Mortgage Inc

Peoples Mortgage Inc became a new subsidiary organization for Peoples Bank & Trust Co..

View Profile Jan 03 2003

Winfield Branch

Acquisition: Peoples Bank & Trust Co. acquired a new subsidiary, Winfield Branch , 25 years

View Profile Nov 21 1998

P.B.T.C. Enterprises, Inc.

P.B.T.C. Enterprises, Inc. became a new subsidiary organization for Peoples Bank & Trust Co..

View Profile May 26 1987

Lincoln County Bancorp, Inc.

Lincoln County Bancorp, Inc. became a new parent organization for Peoples Bank & Trust Co..

View Profile Jan 14 1982

Want to see more?

Complete timeline for Peoples Bank & Trust Co. is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Winfield Branch Seller Acquisition Charter Retained 11/21/1998
Citizens Bank Of Troy Seller 5,112 Discontinued 12/18/1978
Relationships Role Relationship Start Relationship End
Lincoln County Bancorp, Inc. Parent 12/31/1983
Lincoln County Bancorp, Inc. Parent 1/14/1982 12/30/1983
Pbt Holdings, Llc Subsidary 11/19/2012
Peoples Mortgage Inc Subsidary 6/30/2007 1/1/2010
Peoples Mortgage Inc Subsidary 1/3/2003 6/29/2007
P.B.T.C. Enterprises, Inc. Subsidary 5/26/1987 12/18/1996
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