Vitals
  • Total Assets
    909.1M -1.6 %
  • Total Deposits
    718.8M -1.0 %
  • Total Net Loans
    508.6M -2.4 %
  • Net Income
    4.9M -26.7 %
  • Book Value
    112.7M -9.1 %
  • Book Value x2
    225.4M -9.1 %
  • Book Value x3
    338.2M -9.1 %
ROAA

.707

ROAE

5.89

Efficiency Ratio

77.017

Net Interest Margin

3.768

Balance Sheet Highlights
Financial Highlights Panhandle State Bank All Insured Commercial Banks in Idaho
Balance Sheet $(000)
Total Assets 909,097 423,420
Total Net Loans 508,560 244,734
Total Deposits 718,804 352,331
Total Equity 112,720 51,255
Profitability
Net Income 4,856 2,596
Return on Average Assets .707 .929
Return on Average Equity 5.89 7.12
Net Interest Margin 3.768 3.849
Efficiency Ratio 77.017 78.005
Noninterest Income/Revenue 20.471 17.71
Balance Sheet Ratios
Loan-to-Deposit 70.751 71.643
Securities/Assets .331 .237
Total Equity/Total Assets .124 .121
Tangible Equity/Tangible Assets .124 .121
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 98,855 48,693
Tier 2 Capital 7,250 3,474
Total Capital 106,105 52,167
Total Risk Weighted Assets 579,881 287,248
Leverage Ratio 10.92 12.067
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.05 17.286
Total Capital Ratio 18.3 18.503

Timeline for Panhandle State Bank

Columbia State Bank

Panhandle State Bank was acquired by Columbia State Bank 9 years

View Profile Nov 01 2014

Magic Valley Bank

Acquisition: Panhandle State Bank acquired a new subsidiary, Magic Valley Bank, 19 years

View Profile Nov 03 2004

Household Bank, Fsb

Acquisition: Panhandle State Bank acquired a new subsidiary, Household Bank, Fsb, 21 years

View Profile Jan 30 2003

Intermountain Community Bancorp

Intermountain Community Bancorp became a new parent organization for Panhandle State Bank.

View Profile Jan 27 1998

Panhandle State Bank

Panhandle State Bank was established 43 years ago and is currently headquartered in Sandpoint, ID.

May 18 1981
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Columbia State Bank Buyer 9,578,898 Acquisition Discontinued 11/1/2014
Magic Valley Bank Seller 80,012 Acquisition Discontinued 11/3/2004
Household Bank, Fsb Seller 131,655 Sale of Assets 1/30/2003
Relationships Role Relationship Start Relationship End
Intermountain Community Bancorp Parent 1/27/1998 10/31/2014
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