Panhandle State Bank
Sandpoint, ID — Domestic Branch of a Domestic Bank
Acquired Nov 2014
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Panhandle State Bank | All Insured Commercial Banks in Idaho |
Interest and Fees on Loans | 19,019 | 9,620 |
Income from Lease Financing Receivables | — | 10 |
191 | 54 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 91 | 26 |
Income on Loans and Leases (TE) | 19,110 | 9,656 |
Investment Interest Income (TE) | 5,490 | 1,963 |
Total Interest Income (TE) | 24,883 | 11,752 |
Total Interest Expense | 1,355 | 847 |
Net Interest Income (TE) | 23,528 | 10,906 |
Non-Interest Income | 6,405 | 2,529 |
Adjusted Operating Income (TE) | 29,933 | 13,435 |
Non-interest Expense | 23,054 | 9,701 |
Provision for Loan & Lease Losses | -267 | 103 |
Pretax Operating Income (TE) | 7,146 | 3,631 |
Pretax Net Operating Income (TE) | 7,817 | 3,735 |
Applicable Income Taxes | 2,163 | 755 |
Net Operating Income | 4,856 | 2,596 |
Net Income | 4,856 | 2,596 |
Cash Dividends Declared | 1,700 | 1,248 |
Retained Earnings | 3,156 | 1,348 |