Vitals
  • Total Assets
    912.8M 6.1 %
  • Total Deposits
    769.7M 7.1 %
  • Total Net Loans
    547.2M 12.2 %
  • Net Income
    7.4M 7.1 %
  • Book Value
    92.1M 3.0 %
  • Book Value x2
    184.1M 3.0 %
  • Book Value x3
    276.2M 3.0 %
ROAA

.834

ROAE

7.952

Efficiency Ratio

70.153

Net Interest Margin

3.421

Balance Sheet Highlights
Financial Highlights First Community Bank All Insured Commercial Banks in South Carolina
Balance Sheet $(000)
Total Assets 912,815 396,146
Total Net Loans 547,202 246,095
Total Deposits 769,698 337,242
Total Equity 92,052 39,753
Profitability
Net Income 7,358 2,936
Return on Average Assets .834 .658
Return on Average Equity 7.952 6.043
Net Interest Margin 3.421 3.683
Efficiency Ratio 70.153 77.076
Noninterest Income/Revenue 22.353 19.526
Balance Sheet Ratios
Loan-to-Deposit 71.093 72.161
Securities/Assets .295 .198
Total Equity/Total Assets .101 .1
Tangible Equity/Tangible Assets .094 .099
Capital Adequacy
Tier 1 Common Capital 87,657 39,215
Tier 1 Capital 87,657 39,215
Tier 2 Capital 5,214 2,972
Total Capital 92,871 42,275
Total Risk Weighted Assets 633,509 268,714
Leverage Ratio 9.77 10.143
Common Equity Tier 1 Capital Ratio 13.84 15.311
Tier 1 Capital Ratio 13.84 15.311
Total Capital Ratio 14.66 16.421

Timeline for First Community Bank

Savannah River Banking Company

Acquisition: First Community Bank acquired a new subsidiary, Savannah River Banking Company, 10 years

View Profile Feb 01 2014

The Bank Of Camden

Acquisition: First Community Bank acquired a new subsidiary, The Bank Of Camden, 17 years

View Profile Jun 10 2006

Newberry Federal Savings Bank

Acquisition: First Community Bank acquired a new subsidiary, Newberry Federal Savings Bank, 19 years

View Profile Oct 02 2004

First Community Bank

First Community Bank was established 28 years ago and is currently headquartered in Lexington, SC.

Aug 17 1995

First Community Corporation

First Community Corporation became a new parent organization for First Community Bank.

View Profile Aug 17 1995
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Savannah River Banking Company Seller 152,315 Acquisition Discontinued 2/1/2014
The Bank Of Camden Seller 43,370 Acquisition Discontinued 6/10/2006
Newberry Federal Savings Bank Seller 190,355 Acquisition Discontinued 10/2/2004
Relationships Role Relationship Start Relationship End
First Community Corporation Parent 8/17/1995
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