Vitals
  • Total Assets
    152.3M -5.2 %
  • Total Deposits
    121.5M -8.1 %
  • Total Net Loans
    108.1M -3.5 %
  • Net Income
    1.1M 65.5 %
  • Book Value
    22.2M 2.8 %
  • Book Value x2
    44.5M 2.8 %
  • Book Value x3
    66.7M 2.8 %
ROAA

.68

ROAE

4.86

Efficiency Ratio

69.286

Net Interest Margin

3.712

Balance Sheet Highlights
Financial Highlights Savannah River Banking Company All Insured Commercial Banks in South Carolina
Balance Sheet $(000)
Total Assets 152,315 363,634
Total Net Loans 108,142 221,288
Total Deposits 121,512 306,011
Total Equity 22,239 34,139
Profitability
Net Income 1,064 2,370
Return on Average Assets .68 .429
Return on Average Equity 4.86 4.13
Net Interest Margin 3.712 3.733
Efficiency Ratio 69.286 81.05
Noninterest Income/Revenue 5.948 19.865
Balance Sheet Ratios
Loan-to-Deposit 88.997 72.473
Securities/Assets .152 .212
Total Equity/Total Assets .146 .094
Tangible Equity/Tangible Assets .146 .091
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 22,111 34,664
Tier 2 Capital 1,597 3,052
Total Capital 23,708 37,716
Total Risk Weighted Assets 127,134 249,561
Leverage Ratio 14.17 9.82
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.39 14.618
Total Capital Ratio 18.65 15.831

Timeline for Savannah River Banking Company

First Community Bank

Savannah River Banking Company was acquired by First Community Bank 10 years

View Profile Feb 01 2014

Savannah River Banking Company

Savannah River Banking Company was established 16 years ago and is currently headquartered in Aiken, SC.

Aug 01 2007

Savannah River Financial Corporation

Savannah River Financial Corporation became a new parent organization for Savannah River Banking Company.

View Profile Aug 01 2007
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Community Bank Buyer 913,321 Acquisition Discontinued 2/1/2014
Relationships Role Relationship Start Relationship End
Savannah River Financial Corporation Parent 7/21/2011 1/31/2014
Savannah River Financial Corporation Parent 8/1/2007 7/20/2011
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