Vitals
  • Total Assets
    937.1M 6.2 %
  • Total Deposits
    764.6M 4.8 %
  • Total Net Loans
    526.2M 14.8 %
  • Net Income
    13.7M 48.1 %
  • Book Value
    122.3M 4.5 %
  • Book Value x2
    244.6M 4.5 %
  • Book Value x3
    367.0M 4.5 %
ROAA

1.523

ROAE

11.374

Efficiency Ratio

60.154

Net Interest Margin

4.032

Balance Sheet Highlights
Financial Highlights Security State Bank & Trust All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 937,100 358,087
Total Net Loans 526,231 213,533
Total Deposits 764,638 308,027
Total Equity 122,321 38,740
Profitability
Net Income 13,680 3,845
Return on Average Assets 1.523 1.025
Return on Average Equity 11.374 9.415
Net Interest Margin 4.032 3.773
Efficiency Ratio 60.154 66.762
Noninterest Income/Revenue 15.061 16.375
Balance Sheet Ratios
Loan-to-Deposit 68.821 65.494
Securities/Assets .352 .214
Total Equity/Total Assets .131 .108
Tangible Equity/Tangible Assets .131 .104
Capital Adequacy
Tier 1 Common Capital 124,379 37,278
Tier 1 Capital 124,379 37,303
Tier 2 Capital 2,970 2,526
Total Capital 127,349 39,866
Total Risk Weighted Assets 436,485 237,367
Leverage Ratio 13.47 10.563
Common Equity Tier 1 Capital Ratio 28.5 18.073
Tier 1 Capital Ratio 28.5 18.097
Total Capital Ratio 29.18 19.169

Timeline for Security State Bank & Trust

Ssbt Mortgage Group, Llc

Ssbt Mortgage Group, Llc became a new subsidiary organization for Security State Bank & Trust.

View Profile Jan 02 2014

Security Holding Company

Security Holding Company became a new parent organization for Security State Bank & Trust.

View Profile Dec 10 1998

First State Bank

Acquisition: Security State Bank & Trust acquired a new subsidiary, First State Bank, 35 years

View Profile Jan 13 1989

Kingsland National Bank

Acquisition: Security State Bank & Trust acquired a new subsidiary, Kingsland National Bank, 35 years

View Profile Jun 17 1988

Security Financial Corp Of Fredericksburg

Security Financial Corp Of Fredericksburg became a new parent organization for Security State Bank & Trust.

View Profile Apr 05 1978

Want to see more?

Complete timeline for Security State Bank & Trust is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First State Bank Seller 10,466 Failure 1/13/1989
Kingsland National Bank Seller 14,066 Failure 6/17/1988
Relationships Role Relationship Start Relationship End
Security Holding Company Parent 8/12/2014
Security Holding Company Parent 12/10/1998 8/11/2014
Security Financial Corp Of Fredericksburg Parent 4/5/1978 12/9/1998
Ssbt Mortgage Group, Llc Subsidary 1/2/2014
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