Vitals
  • Total Assets
    927.5M 18.4 %
  • Total Deposits
    824.9M 18.8 %
  • Total Net Loans
    788.3M 20.4 %
  • Net Income
    7.5M 39.7 %
  • Book Value
    86.9M 18.5 %
  • Book Value x2
    173.7M 18.5 %
  • Book Value x3
    260.6M 18.5 %
ROAA

1.142

ROAE

12.116

Efficiency Ratio

60.312

Net Interest Margin

3.899

Balance Sheet Highlights
Financial Highlights Community Financial Services Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 927,542 269,310
Total Net Loans 788,263 173,652
Total Deposits 824,925 221,056
Total Equity 86,867 31,294
Profitability
Net Income 7,510 1,976
Return on Average Assets 1.142 .966
Return on Average Equity 12.116 8.27
Net Interest Margin 3.899 3.839
Efficiency Ratio 60.312 70.852
Noninterest Income/Revenue 14.562 17.438
Balance Sheet Ratios
Loan-to-Deposit 95.556 76.981
Securities/Assets .077 .224
Total Equity/Total Assets .094 .116
Tangible Equity/Tangible Assets .093 .113
Capital Adequacy
Tier 1 Common Capital 85,986 29,217
Tier 1 Capital 85,986 29,217
Tier 2 Capital 8,575 2,080
Total Capital 94,561 31,305
Total Risk Weighted Assets 827,304 185,859
Leverage Ratio 9.48 11.372
Common Equity Tier 1 Capital Ratio 10.39 17.382
Tier 1 Capital Ratio 10.39 17.382
Total Capital Ratio 11.43 18.476

Timeline for Community Financial Services Bank

Community Financial Services Insurance, Llc

Community Financial Services Insurance, Llc became a new subsidiary organization for Community Financial Services Bank.

View Profile Jan 06 2009

Calvert Bank

Acquisition: Community Financial Services Bank acquired a new subsidiary, Calvert Bank, 22 years

View Profile Jul 14 2001

Community Financial Services, Inc.

Community Financial Services, Inc. became a new parent organization for Community Financial Services Bank.

View Profile Sep 15 1982

Community Financial Services Bank

Community Financial Services Bank was established 134 years ago and is currently headquartered in Benton, KY.

Jan 01 1890
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Calvert Bank Seller 63,825 Pooling of Interests Discontinued 7/14/2001
Relationships Role Relationship Start Relationship End
Community Financial Services, Inc. Parent 9/15/1982
Community Financial Services Insurance, Llc Subsidary 1/6/2009
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