Vitals
  • Total Assets
    950.8M 10.2 %
  • Total Deposits
    743.4M 10.7 %
  • Total Net Loans
    746.8M 11.9 %
  • Net Income
    8.9M 29.1 %
  • Book Value
    100.4M 4.3 %
  • Book Value x2
    200.8M 4.3 %
  • Book Value x3
    301.2M 4.3 %
ROAA

.985

ROAE

8.913

Efficiency Ratio

67.145

Net Interest Margin

3.983

Balance Sheet Highlights
Financial Highlights Lincoln Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 950,755 198,346
Total Net Loans 746,817 133,864
Total Deposits 743,397 165,124
Total Equity 100,402 22,060
Profitability
Net Income 8,859 2,310
Return on Average Assets .985 1.15
Return on Average Equity 8.913 9.92
Net Interest Margin 3.983 3.587
Efficiency Ratio 67.145 60.34
Noninterest Income/Revenue 28.382 13.494
Balance Sheet Ratios
Loan-to-Deposit 100.46 77.091
Securities/Assets .131 .197
Total Equity/Total Assets .106 .111
Tangible Equity/Tangible Assets .087 .107
Capital Adequacy
Tier 1 Common Capital 85,221 21,135
Tier 1 Capital 85,221 21,140
Tier 2 Capital 9,478 1,625
Total Capital 94,699 22,777
Total Risk Weighted Assets 801,619 151,308
Leverage Ratio 9.25 10.944
Common Equity Tier 1 Capital Ratio 10.63 15.631
Tier 1 Capital Ratio 10.63 15.631
Total Capital Ratio 11.81 16.675

Timeline for Lincoln Savings Bank

First Nashua State Bank

Acquisition: Lincoln Savings Bank acquired a new subsidiary, First Nashua State Bank, 24 years

View Profile May 01 1999

Lsb Financial Services, Inc.

Lsb Financial Services, Inc. became a new subsidiary organization for Lincoln Savings Bank.

View Profile Jan 01 1999

First State Bank

Acquisition: Lincoln Savings Bank acquired a new subsidiary, First State Bank, 27 years

View Profile Jul 01 1996

Greene Bancorporation

Greene Bancorporation became a new parent organization for Lincoln Savings Bank.

View Profile Jul 01 1996

Farmers Savings Bank

Acquisition: Lincoln Savings Bank acquired a new subsidiary, Farmers Savings Bank, 28 years

View Profile Oct 02 1995

Want to see more?

Complete timeline for Lincoln Savings Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Nashua State Bank Seller 47,447 Pooling of Interests Discontinued 5/1/1999
First State Bank Seller 36,881 Acquisition Discontinued 7/1/1996
Farmers Savings Bank Seller 14,066 Pooling of Interests Discontinued 10/2/1995
State Savings Bank Seller 17,716 Discontinued 10/1/1991
State Bank Of Allison Seller 17,353 Failure 2/6/1987
Relationships Role Relationship Start Relationship End
Lincoln Bancorp Parent 12/30/1998
Greene Bancorporation Parent 7/1/1996 12/29/1998
Lincoln Bancorp Parent 7/1/1996 12/29/1998
Garwin Bancorporation Parent 7/1/1996 12/29/1998
Lincoln Bancorp Parent 10/1/1995 6/30/1996
Garwin Bancorporation Parent 10/1/1995 6/30/1996
Lincoln Bancorp Parent 4/2/1984 9/30/1995
Lsb Financial Services, Inc. Subsidary 6/30/2007
Lsb Financial Services, Inc. Subsidary 1/1/1999 6/29/2007
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