Lincoln Savings Bank
Cedar Falls, IA — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Lincoln Savings Bank | All Insured Commercial Banks in Iowa |
Interest and Fees on Loans | 34,553 | 6,128 |
Income from Lease Financing Receivables | — | 1 |
162 | 47 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 71 | 23 |
Income on Loans and Leases (TE) | 34,624 | 6,162 |
Investment Interest Income (TE) | 3,962 | 1,177 |
Total Interest Income (TE) | 38,747 | 7,538 |
Total Interest Expense | 5,624 | 925 |
Net Interest Income (TE) | 33,123 | 6,587 |
Non-Interest Income | 15,355 | 1,176 |
Adjusted Operating Income (TE) | 48,478 | 7,798 |
Non-interest Expense | 32,550 | 4,586 |
Provision for Loan & Lease Losses | 2,360 | 208 |
Pretax Operating Income (TE) | 13,568 | 2,901 |
Pretax Net Operating Income (TE) | 13,758 | 2,963 |
Applicable Income Taxes | 4,373 | 312 |
Net Operating Income | 8,859 | 2,310 |
Net Income | 8,859 | 2,310 |
Cash Dividends Declared | 2,972 | 1,248 |
Retained Earnings | 5,887 | 1,005 |