Vitals
  • Total Assets
    990.1M 8.8 %
  • Total Deposits
    783.0M -0.3 %
  • Total Net Loans
    726.0M 1.5 %
  • Net Income
    2.2M 137.3 %
  • Book Value
    86.4M 9.7 %
  • Book Value x2
    172.7M 9.7 %
  • Book Value x3
    259.1M 9.7 %
ROAA

.237

ROAE

2.555

Efficiency Ratio

94.114

Net Interest Margin

3.463

Balance Sheet Highlights
Financial Highlights U. S. Century Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 990,128 586,559
Total Net Loans 725,951 397,788
Total Deposits 782,987 483,997
Total Equity 86,359 60,775
Profitability
Net Income 2,150 4,381
Return on Average Assets .237 .706
Return on Average Equity 2.555 6.893
Net Interest Margin 3.463 3.553
Efficiency Ratio 94.114 74.427
Noninterest Income/Revenue 15.861 15.578
Balance Sheet Ratios
Loan-to-Deposit 92.716 80.705
Securities/Assets .153 .17
Total Equity/Total Assets .087 .104
Tangible Equity/Tangible Assets .055 .1
Capital Adequacy
Tier 1 Common Capital 57,126 55,412
Tier 1 Capital 81,742 55,855
Tier 2 Capital 16,103 4,271
Total Capital 97,845 60,316
Total Risk Weighted Assets 717,632 416,967
Leverage Ratio 8.82 10.155
Common Equity Tier 1 Capital Ratio 7.96 14.982
Tier 1 Capital Ratio 11.39 15.063
Total Capital Ratio 13.63 16.194

Timeline for U. S. Century Bank

U. S. Century Bank

U. S. Century Bank was established 21 years ago and is currently headquartered in Doral, FL.

Oct 28 2002
Relationships Role Relationship Start Relationship End
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