Vitals
  • Total Assets
    901.8M 457.3 %
  • Total Deposits
    733.4M 469.6 %
  • Total Net Loans
    609.6M 491.3 %
  • Net Income
    3.6M 1,177.5 %
  • Book Value
    113.7M 729.4 %
  • Book Value x2
    227.5M 729.4 %
  • Book Value x3
    341.2M 729.4 %
ROAA

.428

ROAE

3.109

Efficiency Ratio

80.064

Net Interest Margin

4.359

Balance Sheet Highlights
Financial Highlights Centennial Bank And Trust All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 901,782 406,389
Total Net Loans 609,635 257,573
Total Deposits 733,449 344,879
Total Equity 113,745 40,990
Profitability
Net Income 3,577 4,034
Return on Average Assets .428 1.068
Return on Average Equity 3.109 9.983
Net Interest Margin 4.359 3.933
Efficiency Ratio 80.064 70.399
Noninterest Income/Revenue 17.995 23.071
Balance Sheet Ratios
Loan-to-Deposit 83.119 73.804
Securities/Assets .217 .203
Total Equity/Total Assets .126 .101
Tangible Equity/Tangible Assets .086 .096
Capital Adequacy
Tier 1 Common Capital 81,260 39,094
Tier 1 Capital 81,260 39,135
Tier 2 Capital 2,355 3,076
Total Capital 83,615 42,210
Total Risk Weighted Assets 630,942 288,026
Leverage Ratio 9.33 10.22
Common Equity Tier 1 Capital Ratio 12.88 15.667
Tier 1 Capital Ratio 12.88 15.699
Total Capital Ratio 13.25 16.831

Timeline for Centennial Bank And Trust

Centennial Bank

Acquisition: Centennial Bank And Trust acquired a new subsidiary, Centennial Bank, 8 years

View Profile Feb 06 2016

Heartland Financial Usa, Inc.

Heartland Financial Usa, Inc. became a new parent organization for Centennial Bank And Trust.

View Profile Dec 31 2007

Centennial Bank And Trust

Centennial Bank And Trust was established 17 years ago and is currently headquartered in Denver, CO.

Nov 01 2006

Summit Acquisition Corporation

Summit Acquisition Corporation became a new parent organization for Centennial Bank And Trust.

View Profile Nov 01 2006
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Centennial Bank Seller 749,130 Acquisition Discontinued 2/6/2016
Relationships Role Relationship Start Relationship End
Heartland Financial Usa, Inc. Parent 10/31/2011
Heartland Financial Usa, Inc. Parent 12/30/2009 10/30/2011
Heartland Financial Usa, Inc. Parent 12/31/2007 12/29/2009
Summit Acquisition Corporation Parent 11/1/2006 12/30/2007
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