Vitals
  • Total Assets
    80.0M 19.1 %
  • Total Deposits
    68.2M 19.1 %
  • Total Net Loans
    66.9M 25.3 %
  • Net Income
    561000.0000 15.9 %
  • Book Value
    7.5M 11.3 %
  • Book Value x2
    15.0M 11.3 %
  • Book Value x3
    22.4M 11.3 %
ROAA

.976

ROAE

10.43

Efficiency Ratio

74.051

Net Interest Margin

5.315

Balance Sheet Highlights
Financial Highlights Magic Valley Bank All Insured Commercial Banks in Idaho
Balance Sheet $(000)
Total Assets 80,012 273,198
Total Net Loans 66,882 188,811
Total Deposits 68,182 224,964
Total Equity 7,479 27,824
Profitability
Net Income 561 2,519
Return on Average Assets .976 1.044
Return on Average Equity 10.43 10.574
Net Interest Margin 5.315 4.677
Efficiency Ratio 74.051 65.398
Noninterest Income/Revenue 15.157 17.143
Balance Sheet Ratios
Loan-to-Deposit 98.093 82.771
Securities/Assets .086 .238
Total Equity/Total Assets .093 .102
Tangible Equity/Tangible Assets .093 .073
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 7,456 25,952
Tier 2 Capital 929 2,529
Total Capital 8,385 28,481
Total Risk Weighted Assets 74,372 212,864
Leverage Ratio 9.26 10.131
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.03 13.461
Total Capital Ratio 11.27 14.635

Timeline for Magic Valley Bank

Panhandle State Bank

Magic Valley Bank was acquired by Panhandle State Bank 19 years

View Profile Nov 03 2004

Snake River Bancorp, Inc.

Snake River Bancorp, Inc. became a new parent organization for Magic Valley Bank.

View Profile Jul 01 2002

Magic Valley Bank

Magic Valley Bank was established 26 years ago and is currently headquartered in Twin Falls, ID.

Aug 29 1997
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Panhandle State Bank Buyer 909,097 Acquisition Discontinued 11/3/2004
Relationships Role Relationship Start Relationship End
Snake River Bancorp, Inc. Parent 7/1/2002 11/2/2004
Similar Organizations
Organization City State Total Assets
Proficio Bank
 		Cottonwood Heights UT 80.2M
Dakota Prairie Bank
 		Fort Pierre SD 79.2M
Almena State Bank
 		Almena KS 81.6M
Georgia Heritage Bank
 		Dallas GA 78.4M
Southern Bank
 		Sardis GA 78.3M
Tustin Community Bank
 		Tustin CA 78.2M
Goppert Financial Bank
 		Lathrop MO 81.9M
Atlantic Community Bank
 		Bluffton SC 81.9M
California Business Bank
 		Irvine CA 82.1M
Federated Bank
 		Onarga IL 82.2M