Vitals
  • Total Assets
    79.3M 6.7 %
  • Total Deposits
    70.3M 6.3 %
  • Total Net Loans
    55.6M 16.5 %
  • Net Income
    873000.0000 -8.9 %
  • Book Value
    6.7M 19.8 %
  • Book Value x2
    13.4M 19.8 %
  • Book Value x3
    20.1M 19.8 %
ROAA

1.15

ROAE

14.08

Efficiency Ratio

63.595

Net Interest Margin

5.069

Balance Sheet Highlights
Financial Highlights Georgia Heritage Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 79,310 256,123
Total Net Loans 55,570 160,108
Total Deposits 70,273 221,413
Total Equity 6,684 27,434
Profitability
Net Income 873 2,812
Return on Average Assets 1.15 .99
Return on Average Equity 14.08 8.811
Net Interest Margin 5.069 4.031
Efficiency Ratio 63.595 72.067
Noninterest Income/Revenue 13.556 19.316
Balance Sheet Ratios
Loan-to-Deposit 79.077 70.662
Securities/Assets .128 .165
Total Equity/Total Assets .084 .107
Tangible Equity/Tangible Assets .079 .105
Capital Adequacy
Tier 1 Common Capital 6,290 26,376
Tier 1 Capital 6,724 26,452
Tier 2 Capital 785 1,919
Total Capital 7,509 28,453
Total Risk Weighted Assets 62,571 174,280
Leverage Ratio 8.45 10.62
Common Equity Tier 1 Capital Ratio 10.05 16.191
Tier 1 Capital Ratio 10.75 16.286
Total Capital Ratio 12 17.433

Timeline for Georgia Heritage Bank

Georgia Heritage Bank

Georgia Heritage Bank was established 18 years ago and is currently headquartered in Dallas, GA.

Oct 26 2005
Relationships Role Relationship Start Relationship End
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