Merchants Commercial Bank
St Thomas, VI — Non-member Bank
Active
Vitals
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Total Assets196.7M 37.4 %
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Total Deposits182.9M 40.7 %
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Total Net Loans90.7M 5.4 %
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Net Income776000.0000 356.5 %
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Book Value13.0M 2.7 %
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Book Value x225.9M 2.7 %
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Book Value x338.9M 2.7 %
Balance Sheet Highlights
| Financial Highlights | Merchants Commercial Bank |
| Balance Sheet $(000) | |
| Total Assets | 196,729 |
| Total Net Loans | 90,731 |
| Total Deposits | 182,895 |
| Total Equity | 12,957 |
| Profitability | |
| Net Income | 776 |
| Return on Average Assets | .499 |
| Return on Average Equity | 5.896 |
| Net Interest Margin | 4.335 |
| Efficiency Ratio | 75.909 |
| Noninterest Income/Revenue | 13.195 |
| Balance Sheet Ratios | |
| Loan-to-Deposit | 49.608 |
| Securities/Assets | .179 |
| Total Equity/Total Assets | .066 |
| Tangible Equity/Tangible Assets | .066 |
| Capital Adequacy | |
| Tier 1 Common Capital | 13,529 |
| Tier 1 Capital | 13,529 |
| Tier 2 Capital | 1,274 |
| Total Capital | 14,803 |
| Total Risk Weighted Assets | 101,348 |
| Leverage Ratio | 8.46 |
| Common Equity Tier 1 Capital Ratio | 13.35 |
| Tier 1 Capital Ratio | 13.35 |
| Total Capital Ratio | 14.61 |
Timeline for Merchants Commercial Bank
Merchants Commercial Bank
Merchants Commercial Bank was established 19 years ago and is currently headquartered in St Thomas, VI.
Oct 30 2006| Relationships | Role | Relationship Start | Relationship End |
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