Merchants Commercial Bank
St Thomas, VI — Non-member Bank
Active
Assets
Liabilities
| Assets | Merchants Commercial Bank |
| Total Assets | 196,729,000 |
| Loans & Leases | 90,731,000 |
| Real Estate Loans | 77,568 |
| Commercial Loans | 14,586 |
| Individual Loans | 890 |
| Agricultural Loans | — |
| Other Loans and Leases in Domestic and Foreign Offices | — |
| Loan and Lease Allowance | (1,823) |
| Unearned Income on Loans | (490) |
| Securities | 35,271,000 |
| U.S. Treasury and Agency Securities | 20,935 |
| Municipal Securities | 14,336 |
| Foreign Debt Securities | — |
| All Other Securities | — |
| Cash & Balances due from depository institutions | 55,607,000 |
| Noninterest-Bearing Cash and Due From Banks | 6,994 |
| Interest-Bearing Bank Balances | 48,613 |
| Federal Funds Sold and Resales | 4,940 |
| Trading Account Assets | — |
| Premises and fixed assets (including capitalized leases) | 565 |
| Other Real Estate Owned | 5,303 |
| Direct and Indirect Investments in Real Estate Ventures | — |
| Investment in Unconsolidated Subsidiaries | — |
| Acceptances and Other Assets | 4,312 |
| Liabilities | Merchants Commercial Bank |
| Total Liabilities | 196,729,000 |
| Deposits | 183,772,000 |
| Demand Deposits | 48,534 |
| All NOW & ATS Accounts | 72,255 |
| Money Market Deposit Accounts | 42,233 |
| Other Nontransaction Savings | 12,366 |
| Time Deposits At Or Below Insurance Limit | 1,381 |
| Fully Insured Brokered Deposits | — |
| Less: Fully Insured Brokered Deposits | — |
| Time Deposits Above Insurance Limit | 6,126 |
| Total Deposits in Foreign Offices | — |
| Federal Home Loan Bank Borrowings Maturing Under One Year | — |
| Federal Funds Purchased & Resales | — |
| Federal Home Loan Bank Borrowing Maturing Over One Year | — |
| Other Borrowings Maturing Under One Year | — |
| Other Borrowing Maturing Over One Year | — |
| Acceptances & Other Liabilities | 877 |
| Capital | 12,957,000 |
| Subordinated Notes and Debentures | — |
| Total Equity | 12,957 |