Merchants Commercial Bank
St Thomas, VI — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Merchants Commercial Bank |
| Interest and Fees on Loans | 4,849 |
| Income from Lease Financing Receivables | — |
| — | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — |
| Income on Loans and Leases (TE) | 4,849 |
| Investment Interest Income (TE) | 693 |
| Total Interest Income (TE) | 5,684 |
| Total Interest Expense | 607 |
| Net Interest Income (TE) | 5,077 |
| Non-Interest Income | 864 |
| Adjusted Operating Income (TE) | 5,941 |
| Non-interest Expense | 4,510 |
| Provision for Loan & Lease Losses | 212 |
| Pretax Operating Income (TE) | 1,219 |
| Pretax Net Operating Income (TE) | 1,219 |
| Applicable Income Taxes | 398 |
| Net Operating Income | 776 |
| Net Income | 776 |
| Cash Dividends Declared | — |
| Retained Earnings | 776 |