Merchants Commercial Bank
St Thomas, VI — Non-member Bank
Active
Efficiency Ratio Over Time
| Efficiency Ratio | Merchants Commercial Bank |
| 12-31-2016 | 75.909 |
| 09-30-2016 | 73.584 |
| 06-30-2016 | 76.95 |
| 03-31-2016 | 60.357 |
| 12-31-2015 | 78.684 |
| 09-30-2015 | 83.347 |
| 06-30-2015 | 85.008 |
| 03-31-2015 | 68.857 |
| 12-31-2014 | 76.905 |
| 09-30-2014 | 76.092 |
| 06-30-2014 | 82.559 |
| 03-31-2014 | 86.824 |
| 12-31-2013 | 88.399 |
| 09-30-2013 | 92.503 |
| 06-30-2013 | 94.642 |
| 03-31-2013 | 81.113 |
| 12-31-2012 | 84.333 |
| 09-30-2012 | 88.972 |
| 06-30-2012 | 92.054 |
| 03-31-2012 | 91.586 |
| 12-31-2011 | 90.218 |
| 09-30-2011 | 91.614 |
| 06-30-2011 | 90.989 |
| 03-31-2011 | 89.161 |
| 12-31-2010 | 82.583 |
| 09-30-2010 | 79.254 |
| 06-30-2010 | 77.235 |
| 03-31-2010 | 76.888 |
| 12-31-2009 | 72.02 |
| 09-30-2009 | 72.754 |
| 06-30-2009 | 72.521 |
| 03-31-2009 | 70.133 |
| 12-31-2008 | 71.622 |
| 09-30-2008 | 79.174 |
| 06-30-2008 | 79.487 |
| 03-31-2008 | 78.623 |
| 12-31-2007 | 89.064 |
| 09-30-2007 | 98.45 |
| 06-30-2007 | 110.388 |
| 03-31-2007 | 133.216 |
| 12-31-2006 | 224 |