Vitals
  • Total Assets
    1.7B 8.7 %
  • Total Deposits
    1.3B 1.6 %
  • Total Net Loans
    1.0B 2.2 %
  • Net Income
    3.4M -73.8 %
  • Book Value
    284.0M 105.9 %
  • Book Value x2
    568.1M 105.9 %
  • Book Value x3
    852.1M 105.9 %
ROAA

1.328

ROAE

11.547

Efficiency Ratio

50.77

Net Interest Margin

3.79

Balance Sheet Highlights
Financial Highlights Main Street Bank & Trust All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 1,679,876 185,178
Total Net Loans 1,000,986 126,478
Total Deposits 1,276,392 154,522
Total Equity 284,030 19,078
Profitability
Net Income 3,437 5,528
Return on Average Assets 1.328 1.131
Return on Average Equity 11.547 10.841
Net Interest Margin 3.79 3.677
Efficiency Ratio 50.77 67.285
Noninterest Income/Revenue 12.829 9.523
Balance Sheet Ratios
Loan-to-Deposit 78.423 76.02
Securities/Assets .204 .912
Total Equity/Total Assets .169 .103
Tangible Equity/Tangible Assets .07 -.033
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 130,108 17,576
Tier 2 Capital 13,001 1,383
Total Capital 143,109 19,003
Total Risk Weighted Assets 1,171,388 139,318
Leverage Ratio 9.5 10.391
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.11 15.04
Total Capital Ratio 12.22 16.026

Timeline for Main Street Bank & Trust

Busey Bank

Main Street Bank & Trust was acquired by Busey Bank 16 years

View Profile Nov 10 2007

First Busey Corporation

First Busey Corporation became a new parent organization for Main Street Bank & Trust.

View Profile Aug 01 2007

Citizens Savings Bank

Acquisition: Main Street Bank & Trust acquired a new subsidiary, Citizens Savings Bank, 18 years

View Profile Oct 08 2005

The First National Bank Of Decatur

Acquisition: Main Street Bank & Trust acquired a new subsidiary, The First National Bank Of Decatur, 19 years

View Profile Nov 11 2004

First Trust Bank Of Shelbyville

Acquisition: Main Street Bank & Trust acquired a new subsidiary, First Trust Bank Of Shelbyville, 21 years

View Profile Jun 19 2002

Want to see more?

Complete timeline for Main Street Bank & Trust is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Busey Bank Buyer 3,914,661 Pooling of Interests Discontinued 11/10/2007
Citizens Savings Bank Seller 316,828 Pooling of Interests Discontinued 10/8/2005
The First National Bank Of Decatur Seller 442,252 Pooling of Interests Discontinued 11/11/2004
First Trust Bank Of Shelbyville Seller 75,289 Pooling of Interests Discontinued 6/19/2002
Bankillinois Trust Company Seller Pooling of Interests Discontinued 9/14/1998
The Champaign National Bank Seller 288,578 Pooling of Interests Discontinued 10/20/1995
Relationships Role Relationship Start Relationship End
First Busey Corporation Parent 8/1/2007 11/9/2007
Main Street Trust, Inc. Parent 3/23/2000 7/31/2007
Bankillinois Financial Corporation Parent 6/30/1995 3/22/2000
Bankillinois Financial Corporation Parent 12/1/1993 6/29/1995
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