Vitals
  • Total Assets
    442.3M 3.4 %
  • Total Deposits
    360.3M 6.2 %
  • Total Net Loans
    261.2M 5.9 %
  • Net Income
    3.8M -15.4 %
  • Book Value
    33.9M 2.2 %
  • Book Value x2
    67.8M 2.2 %
  • Book Value x3
    101.7M 2.2 %
ROAA

1.141

ROAE

15.112

Efficiency Ratio

54.947

Net Interest Margin

3.475

Balance Sheet Highlights
Financial Highlights The First National Bank Of Decatur All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 442,252 166,073
Total Net Loans 261,238 109,026
Total Deposits 360,326 139,484
Total Equity 33,904 15,888
Profitability
Net Income 3,771 2,269
Return on Average Assets 1.141 1.154
Return on Average Equity 15.112 11.845
Net Interest Margin 3.475 3.831
Efficiency Ratio 54.947 62.952
Noninterest Income/Revenue 19.467 12.475
Balance Sheet Ratios
Loan-to-Deposit 72.501 72.726
Securities/Assets .293 1.046
Total Equity/Total Assets .077 .096
Tangible Equity/Tangible Assets .075 -.928
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 33,457 14,834
Tier 2 Capital 3,880 1,362
Total Capital 37,337 16,284
Total Risk Weighted Assets 310,155 119,272
Leverage Ratio 7.56 9.804
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.79 15.017
Total Capital Ratio 12.04 16.129

Timeline for The First National Bank Of Decatur

Main Street Bank & Trust

The First National Bank Of Decatur was acquired by Main Street Bank & Trust 19 years

View Profile Nov 11 2004

Main Street Trust, Inc.

Main Street Trust, Inc. became a new parent organization for The First National Bank Of Decatur.

View Profile Mar 23 2000

First National Bank Of Mt. Zion

Acquisition: The First National Bank Of Decatur acquired a new subsidiary, First National Bank Of Mt. Zion, 32 years

View Profile Jul 20 1991

First Decatur Bancshares, Inc.

First Decatur Bancshares, Inc. became a new parent organization for The First National Bank Of Decatur.

View Profile Dec 31 1980

The First National Bank Of Decatur

The First National Bank Of Decatur was established 150 years ago and is currently headquartered in Decatur, IL.

Dec 26 1873
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Main Street Bank & Trust Buyer 1,679,876 Pooling of Interests Discontinued 11/11/2004
First National Bank Of Mt. Zion Seller 7,959 Discontinued 7/20/1991
Relationships Role Relationship Start Relationship End
Main Street Trust, Inc. Parent 3/23/2000 11/10/2004
First Decatur Bancshares, Inc. Parent 12/31/1980 3/22/2000
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