Vitals
  • Total Assets
    453.8M 4.0 %
  • Total Deposits
    387.3M 4.1 %
  • Total Net Loans
    187.7M 3.4 %
  • Net Income
    2.7M -2.5 %
  • Book Value
    47.6M -0.5 %
  • Book Value x2
    95.3M -0.5 %
  • Book Value x3
    142.9M -0.5 %
ROAA

.628

ROAE

5.558

Efficiency Ratio

72.878

Net Interest Margin

3.202

Balance Sheet Highlights
Financial Highlights First National Bank Of Waterloo All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 453,798 290,894
Total Net Loans 187,745 191,278
Total Deposits 387,306 246,407
Total Equity 47,648 31,125
Profitability
Net Income 2,733 2,670
Return on Average Assets .628 .919
Return on Average Equity 5.558 8.247
Net Interest Margin 3.202 3.499
Efficiency Ratio 72.878 67.9
Noninterest Income/Revenue 16.795 16.598
Balance Sheet Ratios
Loan-to-Deposit 48.475 72.669
Securities/Assets .475 .191
Total Equity/Total Assets .105 .107
Tangible Equity/Tangible Assets .096 .103
Capital Adequacy
Tier 1 Common Capital 45,169 29,670
Tier 1 Capital 45,169 29,720
Tier 2 Capital 2,143 2,112
Total Capital 47,312 31,905
Total Risk Weighted Assets 250,363 212,461
Leverage Ratio 10.17 10.62
Common Equity Tier 1 Capital Ratio 18.04 16.313
Tier 1 Capital Ratio 18.04 16.329
Total Capital Ratio 18.9 17.341

Timeline for First National Bank Of Waterloo

Prairie National Bank

Acquisition: First National Bank Of Waterloo acquired a new subsidiary, Prairie National Bank, 8 years

View Profile Aug 01 2015

First Waterloo Bancshares, Inc.

First Waterloo Bancshares, Inc. became a new parent organization for First National Bank Of Waterloo.

View Profile Oct 01 1985

First National Bank Of Waterloo

First National Bank Of Waterloo was established 111 years ago and is currently headquartered in Waterloo, IL.

Jun 12 1912
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Prairie National Bank Seller 53,866 Pooling of Interests Discontinued 8/1/2015
Relationships Role Relationship Start Relationship End
First Waterloo Bancshares, Inc. Parent 10/1/1985
Similar Organizations
Organization City State Total Assets
First National Bank
 		Wichita Falls TX 448.7M
Southwest National Bank
 		Wichita KS 439.7M
American Plus Bank, N.A.
 		Arcadia CA 456.1M
First National Bank & Trust Co. Of Williston
 		Williston ND 444.0M
Integrity First Bank, National Association
 		Mountain Home AR 432.4M
Cumberland Valley National Bank & Trust Company
 		East Bernstadt KY 440.4M
Citizens National Bank Of Greater St. Louis
 		Maplewood MO 439.8M
Resource Bank, National Association
 		Dekalb IL 428.3M
First National Bank Of Huntsville
 		Huntsville TX 448.3M
Athens Federal Community Bank National Association
 		Athens TN 426.0M