Vitals
  • Total Assets
    455.7M 0.0 %
  • Total Deposits
    401.9M -0.1 %
  • Total Net Loans
    231.8M 7.7 %
  • Net Income
    3.6M -0.2 %
  • Book Value
    52.1M 2.9 %
  • Book Value x2
    104.2M 2.9 %
  • Book Value x3
    156.3M 2.9 %
ROAA

.804

ROAE

6.938

Efficiency Ratio

65.592

Net Interest Margin

3.042

Balance Sheet Highlights
Financial Highlights First National Bank Of Huntsville All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 455,668 358,087
Total Net Loans 231,799 213,533
Total Deposits 401,948 308,027
Total Equity 52,112 38,740
Profitability
Net Income 3,610 3,845
Return on Average Assets .804 1.025
Return on Average Equity 6.938 9.415
Net Interest Margin 3.042 3.773
Efficiency Ratio 65.592 66.762
Noninterest Income/Revenue 20.086 16.375
Balance Sheet Ratios
Loan-to-Deposit 57.669 65.494
Securities/Assets .412 .214
Total Equity/Total Assets .114 .108
Tangible Equity/Tangible Assets .103 .104
Capital Adequacy
Tier 1 Common Capital 46,545 37,278
Tier 1 Capital 46,545 37,303
Tier 2 Capital 2,876 2,526
Total Capital 49,421 39,866
Total Risk Weighted Assets 228,973 237,367
Leverage Ratio 10.52 10.563
Common Equity Tier 1 Capital Ratio 20.33 18.073
Tier 1 Capital Ratio 20.33 18.097
Total Capital Ratio 21.58 19.169

Timeline for First National Bank Of Huntsville

First National Bancshares Of Huntsville, Inc.

First National Bancshares Of Huntsville, Inc. became a new parent organization for First National Bank Of Huntsville.

View Profile Dec 31 2008

The National Bank Of Madisonville

Acquisition: First National Bank Of Huntsville acquired a new subsidiary, The National Bank Of Madisonville, 19 years

View Profile Oct 16 2004

Huntsville Delaware Holdings, Inc.

Huntsville Delaware Holdings, Inc. became a new parent organization for First National Bank Of Huntsville.

View Profile Jul 31 2001

The Crockett State Bank

Acquisition: First National Bank Of Huntsville acquired a new subsidiary, The Crockett State Bank, 26 years

View Profile Dec 31 1997

First National Bank-South

Acquisition: First National Bank Of Huntsville acquired a new subsidiary, First National Bank-South, 35 years

View Profile Oct 01 1988

Want to see more?

Complete timeline for First National Bank Of Huntsville is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The National Bank Of Madisonville Seller 38,321 Acquisition Discontinued 10/16/2004
The Crockett State Bank Seller 43,415 Acquisition Discontinued 12/31/1997
First National Bank-South Seller 13,731 Discontinued 10/1/1988
Relationships Role Relationship Start Relationship End
First National Bancshares Of Huntsville, Inc. Parent 12/31/2008
Huntsville Delaware Holdings, Inc. Parent 7/31/2001 12/30/2008
First Huntsville Corporation Parent 12/31/1978 5/14/1993
First Huntsville Corporation Parent 12/31/1973 12/30/1978
First Huntsville Corporation Parent 12/31/1970 12/30/1973
First Huntsville Corporation Parent 12/1/1969 12/30/1970
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