Vitals
  • Total Assets
    444.7M -7.4 %
  • Total Deposits
    388.3M -9.0 %
  • Total Net Loans
    174.8M -5.0 %
  • Net Income
    6.4M -20.6 %
  • Book Value
    45.0M 0.2 %
  • Book Value x2
    90.0M 0.2 %
  • Book Value x3
    135.0M 0.2 %
ROAA

1.406

ROAE

13.579

Efficiency Ratio

45.253

Net Interest Margin

2.976

Balance Sheet Highlights
Financial Highlights First National Bank & Trust Co. Of Williston All Insured Commercial Banks in North Dakota
Balance Sheet $(000)
Total Assets 444,654 232,076
Total Net Loans 174,782 156,713
Total Deposits 388,305 198,811
Total Equity 44,994 23,476
Profitability
Net Income 6,379 3,002
Return on Average Assets 1.406 1.206
Return on Average Equity 13.579 11.39
Net Interest Margin 2.976 3.951
Efficiency Ratio 45.253 62.572
Noninterest Income/Revenue 16.918 15.037
Balance Sheet Ratios
Loan-to-Deposit 45.012 75.896
Securities/Assets .549 .19
Total Equity/Total Assets .101 .101
Tangible Equity/Tangible Assets .097 .097
Capital Adequacy
Tier 1 Common Capital 45,094 22,730
Tier 1 Capital 45,094 22,737
Tier 2 Capital 3,021 2,012
Total Capital 48,115 24,749
Total Risk Weighted Assets 240,671 176,189
Leverage Ratio 10.22 10.101
Common Equity Tier 1 Capital Ratio 18.74 13.897
Tier 1 Capital Ratio 18.74 13.902
Total Capital Ratio 19.99 14.995

Timeline for First National Bank & Trust Co. Of Williston

Jorgenson Williston Holding Company

Jorgenson Williston Holding Company became a new parent organization for First National Bank & Trust Co. Of Williston.

View Profile May 31 2011

Jorgenson Holding Company

Jorgenson Holding Company became a new parent organization for First National Bank & Trust Co. Of Williston.

View Profile Jan 03 1997

First National Bancshares, Inc.

First National Bancshares, Inc. became a new parent organization for First National Bank & Trust Co. Of Williston.

View Profile Jan 31 1991

First National Bank Of Crosby

Acquisition: First National Bank & Trust Co. Of Williston acquired a new subsidiary, First National Bank Of Crosby, 33 years

View Profile Sep 14 1990

Williston Basin State Bank

Acquisition: First National Bank & Trust Co. Of Williston acquired a new subsidiary, Williston Basin State Bank, 36 years

View Profile Jan 22 1988

Want to see more?

Complete timeline for First National Bank & Trust Co. Of Williston is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Of Crosby Seller 12,433 Failure 9/14/1990
Williston Basin State Bank Seller 14,004 Failure 1/22/1988
Citizens State Bank Of Ray Seller 11,720 Failure 10/16/1987
Relationships Role Relationship Start Relationship End
Jorgenson Williston Holding Company Parent 5/31/2011
Jorgenson Holding Company Parent 1/3/1997 5/30/2011
First National Bancshares, Inc. Parent 1/31/1991 1/2/1997
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