Vitals
  • Total Assets
    1.7B 19.6 %
  • Total Deposits
    1.3B 21.1 %
  • Total Net Loans
    1.2B 25.6 %
  • Net Income
    18.5M 20.8 %
  • Book Value
    174.1M 23.8 %
  • Book Value x2
    348.3M 23.8 %
  • Book Value x3
    522.4M 23.8 %
ROAA

1.196

ROAE

11.614

Efficiency Ratio

67.257

Net Interest Margin

3.759

Balance Sheet Highlights
Financial Highlights Crescom Bank All Insured Commercial Banks in South Carolina
Balance Sheet $(000)
Total Assets 1,683,233 396,146
Total Net Loans 1,199,438 246,095
Total Deposits 1,269,048 337,242
Total Equity 174,142 39,753
Profitability
Net Income 18,472 2,936
Return on Average Assets 1.196 .658
Return on Average Equity 11.614 6.043
Net Interest Margin 3.759 3.683
Efficiency Ratio 67.257 77.076
Noninterest Income/Revenue 31.489 19.526
Balance Sheet Ratios
Loan-to-Deposit 94.515 72.161
Securities/Assets .2 .198
Total Equity/Total Assets .103 .1
Tangible Equity/Tangible Assets .09 .099
Capital Adequacy
Tier 1 Common Capital 169,222 39,215
Tier 1 Capital 169,222 39,215
Tier 2 Capital 10,688 2,972
Total Capital 179,910 42,275
Total Risk Weighted Assets 1,225,579 268,714
Leverage Ratio 10.3 10.143
Common Equity Tier 1 Capital Ratio 13.81 15.311
Tier 1 Capital Ratio 13.81 15.311
Total Capital Ratio 14.68 16.421

Timeline for Crescom Bank

Congaree State Bank

Acquisition: Crescom Bank acquired a new subsidiary, Congaree State Bank, 7 years

View Profile Jun 11 2016

Carolina Services Corporation Of Charleston

Carolina Services Corporation Of Charleston became a new subsidiary organization for Crescom Bank.

View Profile Jan 01 2016

Community Firstbank Of Charleston

Acquisition: Crescom Bank acquired a new subsidiary, Community Firstbank Of Charleston, 12 years

View Profile Aug 01 2011

Crescent Mortgage Company

Crescent Mortgage Company became a new subsidiary organization for Crescom Bank.

View Profile Aug 01 2011

Crescent Mortgage Group, Llc

Crescent Mortgage Group, Llc became a new subsidiary organization for Crescom Bank.

View Profile Jan 03 2005

Want to see more?

Complete timeline for Crescom Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Congaree State Bank Seller 104,905 Acquisition Discontinued 6/11/2016
Community Firstbank Of Charleston Seller 506,615 Pooling of Interests Discontinued 8/1/2011
Relationships Role Relationship Start Relationship End
Carolina Financial Corporation Parent 7/2/2001
Carolina Services Corporation Of Charleston Subsidary 1/1/2016
Crescent Mortgage Company Subsidary 8/1/2011
Crescent Mortgage Group, Llc Subsidary 1/3/2005
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