Vitals
  • Total Assets
    1.8B 10.8 %
  • Total Deposits
    1.5B 11.2 %
  • Total Net Loans
    1.0B 10.7 %
  • Net Income
    22.2M 5.6 %
  • Book Value
    131.8M 4.0 %
  • Book Value x2
    263.6M 4.0 %
  • Book Value x3
    395.4M 4.0 %
ROAA

1.365

ROAE

16.661

Efficiency Ratio

66.905

Net Interest Margin

3.549

Balance Sheet Highlights
Financial Highlights Jefferson Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 1,781,914 358,087
Total Net Loans 1,016,715 213,533
Total Deposits 1,512,566 308,027
Total Equity 131,800 38,740
Profitability
Net Income 22,223 3,845
Return on Average Assets 1.365 1.025
Return on Average Equity 16.661 9.415
Net Interest Margin 3.549 3.773
Efficiency Ratio 66.905 66.762
Noninterest Income/Revenue 22.614 16.375
Balance Sheet Ratios
Loan-to-Deposit 67.218 65.494
Securities/Assets .327 .214
Total Equity/Total Assets .074 .108
Tangible Equity/Tangible Assets .072 .104
Capital Adequacy
Tier 1 Common Capital 144,954 37,278
Tier 1 Capital 144,954 37,303
Tier 2 Capital 9,470 2,526
Total Capital 154,424 39,866
Total Risk Weighted Assets 1,159,262 237,367
Leverage Ratio 8.57 10.563
Common Equity Tier 1 Capital Ratio 12.5 18.073
Tier 1 Capital Ratio 12.5 18.097
Total Capital Ratio 13.32 19.169

Timeline for Jefferson Bank

Monticello Wealth Management, Llc

Monticello Wealth Management, Llc became a new subsidiary organization for Jefferson Bank.

View Profile Oct 01 2015

Sanger & Altgelt, Llc

Sanger & Altgelt, Llc became a new subsidiary organization for Jefferson Bank.

View Profile Jul 08 2011

Leon Valley Bank

Acquisition: Jefferson Bank acquired a new subsidiary, Leon Valley Bank, 31 years

View Profile Jan 01 1993

Jefferson Bancshares Of Delaware, Inc.

Jefferson Bancshares Of Delaware, Inc. became a new parent organization for Jefferson Bank.

View Profile Aug 31 1990

Jefferson Bancshares, Inc.

Jefferson Bancshares, Inc. became a new parent organization for Jefferson Bank.

View Profile Jan 18 1984

Want to see more?

Complete timeline for Jefferson Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Leon Valley Bank Seller 69,659 Discontinued 1/1/1993
Relationships Role Relationship Start Relationship End
Jefferson Bancshares, Inc. Parent 1/1/2010
Jefferson Bancshares Of Delaware, Inc. Parent 8/31/1990 12/31/2009
Jefferson Bancshares, Inc. Parent 1/18/1984 8/30/1990
Sanger & Altgelt, Llc Subsidary 7/8/2011
Monticello Wealth Management, Llc Subsidary 10/1/2015
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