Main Street Bank & Trust
Champaign, IL — Domestic Branch of a Domestic Bank
Acquired Nov 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Main Street Bank & Trust | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 13,016 | 6,954 |
Income from Lease Financing Receivables | — | 1,460 |
17 | 125 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 9 | 65 |
Income on Loans and Leases (TE) | 13,025 | 7,036 |
Investment Interest Income (TE) | 3,041 | 1,477 |
Total Interest Income (TE) | 16,675 | 8,709 |
Total Interest Expense | 7,535 | 4,181 |
Net Interest Income (TE) | 9,140 | 4,555 |
Non-Interest Income | 2,454 | 917 |
Adjusted Operating Income (TE) | 11,594 | 5,545 |
Non-interest Expense | 5,886 | 3,486 |
Provision for Loan & Lease Losses | 300 | 790 |
Pretax Operating Income (TE) | 5,408 | 8,009 |
Pretax Net Operating Income (TE) | 5,446 | 8,149 |
Applicable Income Taxes | 1,924 | 2,743 |
Net Operating Income | 3,437 | 5,528 |
Net Income | 3,437 | 5,528 |
Cash Dividends Declared | — | 5,818 |
Retained Earnings | 3,437 | 2,128 |