Vitals
  • Total Assets
    1.8B 11.1 %
  • Total Deposits
    1.1B 11.4 %
  • Total Net Loans
    1.1B 14.1 %
  • Net Income
    16.9M 1.0 %
  • Book Value
    159.0M 1.6 %
  • Book Value x2
    317.9M 1.6 %
  • Book Value x3
    476.9M 1.6 %
ROAA

1.006

ROAE

10.374

Efficiency Ratio

59.415

Net Interest Margin

2.973

Balance Sheet Highlights
Financial Highlights Bar Harbor Bank & Trust All Insured Commercial Banks in Maine
Balance Sheet $(000)
Total Assets 1,754,525 1,371,452
Total Net Loans 1,118,645 943,770
Total Deposits 1,051,602 1,011,032
Total Equity 158,967 149,023
Profitability
Net Income 16,854 13,897
Return on Average Assets 1.006 .914
Return on Average Equity 10.374 8.184
Net Interest Margin 2.973 3.736
Efficiency Ratio 59.415 65.271
Noninterest Income/Revenue 11.26 16.663
Balance Sheet Ratios
Loan-to-Deposit 106.375 95.378
Securities/Assets .301 .224
Total Equity/Total Assets .091 .109
Tangible Equity/Tangible Assets .088 .096
Capital Adequacy
Tier 1 Common Capital 157,805 133,261
Tier 1 Capital 157,805 133,261
Tier 2 Capital 15,653 8,985
Total Capital 173,458 142,247
Total Risk Weighted Assets 1,037,889 913,417
Leverage Ratio 9.06 12.197
Common Equity Tier 1 Capital Ratio 15.2 17.273
Tier 1 Capital Ratio 15.2 17.273
Total Capital Ratio 16.71 18.294

Timeline for Bar Harbor Bank & Trust

Btc Legacy Corp.

Acquisition: Bar Harbor Bank & Trust acquired a new subsidiary, Btc Legacy Corp., 11 years

View Profile Aug 11 2012

Bar Harbor Trust Services

Bar Harbor Trust Services became a new subsidiary organization for Bar Harbor Bank & Trust.

View Profile Mar 31 2004

Bar Harbor Bankshares

Bar Harbor Bankshares became a new parent organization for Bar Harbor Bank & Trust.

View Profile Jun 29 1984

Mount Desert Block Company

Mount Desert Block Company became a new subsidiary organization for Bar Harbor Bank & Trust.

View Profile Jun 29 1984

Bar Harbor Bank & Trust

Bar Harbor Bank & Trust was established 136 years ago and is currently headquartered in Bar Harbor, ME.

Sep 15 1887
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Btc Legacy Corp. Seller 45,262 Acquisition Charter Retained 8/11/2012
Relationships Role Relationship Start Relationship End
Bar Harbor Bankshares Parent 12/31/1987
Bar Harbor Bankshares Parent 6/29/1984 12/30/1987
Bar Harbor Trust Services Subsidary 6/30/2007
Bar Harbor Trust Services Subsidary 3/31/2004 6/29/2007
Mount Desert Block Company Subsidary 6/29/1984 12/31/1996
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