Vitals
  • Total Assets
    1.8B 1.2 %
  • Total Deposits
    1.6B 0.1 %
  • Total Net Loans
    801.1M 10.3 %
  • Net Income
    12.8M 38.0 %
  • Book Value
    127.0M 7.8 %
  • Book Value x2
    254.0M 7.8 %
  • Book Value x3
    381.1M 7.8 %
ROAA

.729

ROAE

10.559

Efficiency Ratio

51.676

Net Interest Margin

2.227

Balance Sheet Highlights
Financial Highlights Interaudi Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 1,835,973 1,637,033
Total Net Loans 801,080 1,047,955
Total Deposits 1,619,862 1,296,950
Total Equity 127,021 187,165
Profitability
Net Income 12,792 13,254
Return on Average Assets .729 .773
Return on Average Equity 10.559 7.506
Net Interest Margin 2.227 3.19
Efficiency Ratio 51.676 65.064
Noninterest Income/Revenue 14.975 18.239
Balance Sheet Ratios
Loan-to-Deposit 49.454 73.986
Securities/Assets .194 .167
Total Equity/Total Assets .069 .114
Tangible Equity/Tangible Assets .069 .109
Capital Adequacy
Tier 1 Common Capital 128,063 154,500
Tier 1 Capital 128,063 155,066
Tier 2 Capital 5,288 9,750
Total Capital 133,351 168,084
Total Risk Weighted Assets 747,610 1,138,832
Leverage Ratio 7.18 10.188
Common Equity Tier 1 Capital Ratio 17.13 16.458
Tier 1 Capital Ratio 17.13 16.551
Total Capital Ratio 17.84 17.647

Timeline for Interaudi Bank

Interaudi Branch

Acquisition: Interaudi Bank acquired a new subsidiary, Interaudi Branch , 21 years

View Profile May 01 2003

Interaudi Branch

Interaudi Branch became a new subsidiary organization for Interaudi Bank.

View Profile Dec 31 2002

Interaudi Bank

Interaudi Bank was established 40 years ago and is currently headquartered in New York, NY.

Jun 14 1983
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Interaudi Branch Seller Acquisition Discontinued 5/1/2003
Relationships Role Relationship Start Relationship End
Interaudi Branch Subsidary 12/31/2002 4/30/2003
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