Vitals
  • Total Assets
    1.8B 5.5 %
  • Total Deposits
    1.6B 6.1 %
  • Total Net Loans
    971.6M 9.9 %
  • Net Income
    10.3M 17.4 %
  • Book Value
    185.5M 2.8 %
  • Book Value x2
    370.9M 2.8 %
  • Book Value x3
    556.4M 2.8 %
ROAA

.581

ROAE

5.64

Efficiency Ratio

73.359

Net Interest Margin

3.009

Balance Sheet Highlights
Financial Highlights The Fidelity Bank All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 1,828,990 1,412,230
Total Net Loans 971,598 1,020,122
Total Deposits 1,631,717 1,134,979
Total Equity 185,451 173,608
Profitability
Net Income 10,329 10,887
Return on Average Assets .581 .777
Return on Average Equity 5.64 6.782
Net Interest Margin 3.009 3.73
Efficiency Ratio 73.359 75.532
Noninterest Income/Revenue 23.959 18.66
Balance Sheet Ratios
Loan-to-Deposit 59.545 86.082
Securities/Assets .265 .132
Total Equity/Total Assets .101 .123
Tangible Equity/Tangible Assets .091 .104
Capital Adequacy
Tier 1 Common Capital 171,725 139,754
Tier 1 Capital 171,725 140,214
Tier 2 Capital 14,886 8,389
Total Capital 186,611 148,590
Total Risk Weighted Assets 1,189,709 1,125,721
Leverage Ratio 9.44 10.209
Common Equity Tier 1 Capital Ratio 14.43 13.055
Tier 1 Capital Ratio 14.43 13.195
Total Capital Ratio 15.69 14.232

Timeline for The Fidelity Bank

Tfb Financial Services, Inc.

Tfb Financial Services, Inc. became a new subsidiary organization for The Fidelity Bank.

View Profile Mar 01 1997

Perpetual State Bank

Acquisition: The Fidelity Bank acquired a new subsidiary, Perpetual State Bank, 27 years

View Profile Sep 01 1996

First American Federal Savings Bank

Acquisition: The Fidelity Bank acquired a new subsidiary, First American Federal Savings Bank, 30 years

View Profile Oct 09 1993

Granville Federal Savings And Loan Association

Acquisition: The Fidelity Bank acquired a new subsidiary, Granville Federal Savings And Loan Association, 32 years

View Profile Feb 01 1992

Fidelity Bancshares (N.C.), Inc.

Fidelity Bancshares (N.C.), Inc. became a new parent organization for The Fidelity Bank.

View Profile Apr 01 1988

Want to see more?

Complete timeline for The Fidelity Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Perpetual State Bank Seller 46,725 Acquisition Discontinued 9/1/1996
First American Federal Savings Bank Seller 337,628 Failure 10/9/1993
Granville Federal Savings And Loan Association Seller 23,830 Discontinued 2/1/1992
Citizens State Bank Seller Discontinued 6/1/1970
Relationships Role Relationship Start Relationship End
Fidelity Bancshares (N.C.), Inc. Parent 4/1/1988
Tfb Financial Services, Inc. Subsidary 3/1/1997 3/31/2005
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