Vitals
  • Total Assets
    1.9B 10.8 %
  • Total Deposits
    1.6B 4.9 %
  • Total Net Loans
    788.4M 13.8 %
  • Net Income
    12.7M 5.1 %
  • Book Value
    135.9M 3.4 %
  • Book Value x2
    271.8M 3.4 %
  • Book Value x3
    407.7M 3.4 %
ROAA

.723

ROAE

9.186

Efficiency Ratio

66.505

Net Interest Margin

3.135

Balance Sheet Highlights
Financial Highlights American Business Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 1,853,711 1,346,313
Total Net Loans 788,375 907,793
Total Deposits 1,599,428 1,084,972
Total Equity 135,884 169,778
Profitability
Net Income 12,717 12,577
Return on Average Assets .723 .955
Return on Average Equity 9.186 8.072
Net Interest Margin 3.135 3.784
Efficiency Ratio 66.505 64.937
Noninterest Income/Revenue 6.272 13.682
Balance Sheet Ratios
Loan-to-Deposit 49.291 83.983
Securities/Assets .514 .141
Total Equity/Total Assets .073 .126
Tangible Equity/Tangible Assets .073 .113
Capital Adequacy
Tier 1 Common Capital 138,062 147,337
Tier 1 Capital 138,062 147,552
Tier 2 Capital 11,494 11,893
Total Capital 149,556 160,236
Total Risk Weighted Assets 913,305 1,009,488
Leverage Ratio 7.55 11.256
Common Equity Tier 1 Capital Ratio 15.12 14.697
Tier 1 Capital Ratio 15.12 14.792
Total Capital Ratio 16.38 16.005

Timeline for American Business Bank

American Business Bank

American Business Bank was established 25 years ago and is currently headquartered in Los Angeles, CA.

Sep 28 1998
Relationships Role Relationship Start Relationship End
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