Vitals
  • Total Assets
    1.8B -0.1 %
  • Total Deposits
    1.6B 2.6 %
  • Total Net Loans
    1.3B 2.0 %
  • Net Income
    16.0M 8.8 %
  • Book Value
    187.7M 1.1 %
  • Book Value x2
    375.5M 1.1 %
  • Book Value x3
    563.2M 1.1 %
ROAA

.866

ROAE

8.489

Efficiency Ratio

70.098

Net Interest Margin

3.398

Balance Sheet Highlights
Financial Highlights Star Financial Bank All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 1,847,996 606,548
Total Net Loans 1,278,893 409,621
Total Deposits 1,573,989 497,111
Total Equity 187,738 63,292
Profitability
Net Income 16,030 6,062
Return on Average Assets .866 .965
Return on Average Equity 8.489 9.027
Net Interest Margin 3.398 3.682
Efficiency Ratio 70.098 66.445
Noninterest Income/Revenue 27.164 20.436
Balance Sheet Ratios
Loan-to-Deposit 81.252 79.497
Securities/Assets .199 .184
Total Equity/Total Assets .102 .104
Tangible Equity/Tangible Assets .099 .098
Capital Adequacy
Tier 1 Common Capital 191,519 60,326
Tier 1 Capital 191,519 60,328
Tier 2 Capital 19,139 4,282
Total Capital 210,658 64,608
Total Risk Weighted Assets 1,596,588 442,958
Leverage Ratio 10.07 10.395
Common Equity Tier 1 Capital Ratio 12 15.27
Tier 1 Capital Ratio 12 15.27
Total Capital Ratio 13.19 16.399

Timeline for Star Financial Bank

Star Wealth Management

Acquisition: Star Financial Bank acquired a new subsidiary, Star Wealth Management , 14 years

View Profile Jan 01 2010

Titan Enterprises Of Nevada, Inc.

Titan Enterprises Of Nevada, Inc. became a new subsidiary organization for Star Financial Bank.

View Profile Jul 01 2009

Estlick-Girvin & Lefever, Inc. D/B/A Star Insurance Agency

Estlick-Girvin & Lefever, Inc. D/B/A Star Insurance Agency became a new subsidiary organization for Star Financial Bank.

View Profile May 05 2006

Star Insurance Agency, Inc.

Star Insurance Agency, Inc. became a new subsidiary organization for Star Financial Bank.

View Profile Nov 01 2000

Galaxy Financial, Inc.

Galaxy Financial, Inc. became a new subsidiary organization for Star Financial Bank.

View Profile Jul 01 2000

Want to see more?

Complete timeline for Star Financial Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Star Wealth Management Seller Pooling of Interests Discontinued 1/1/2010
Star Financial Bank, New Castle, Indiana Seller 165,539 Pooling of Interests Discontinued 11/15/1997
Star Financial Bank, Columbia City, Indiana Seller 248,743 Pooling of Interests Discontinued 11/15/1997
Star Financial Bank, Marion Seller 194,257 Pooling of Interests Discontinued 11/15/1997
300 North Meridian Office Seller Discontinued 2/1/1991
Star, Financial Bank, Elwood Seller 60,382 Discontinued 2/1/1991
Relationships Role Relationship Start Relationship End
Star Financial Group, Inc. Parent 12/31/1986
Titan Enterprises Of Nevada, Inc. Subsidary 7/1/2009
Estlick-Girvin & Lefever, Inc. D/B/A Star Insurance Agency Subsidary 6/30/2007 8/21/2012
Galaxy Financial, Inc. Subsidary 6/30/2007 6/30/2009
Estlick-Girvin & Lefever, Inc. D/B/A Star Insurance Agency Subsidary 5/5/2006 6/29/2007
Galaxy Financial, Inc. Subsidary 7/1/2000 6/29/2007
Star Insurance Agency, Inc. Subsidary 11/1/2000 5/4/2006
Star Financial Systems, Inc. Subsidary 12/31/1970 9/24/1989
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