Vitals
  • Total Assets
    1.8B 0.0 %
  • Total Deposits
    1.5B 0.1 %
  • Total Net Loans
    1.1B 6.9 %
  • Net Income
    20.7M 2.2 %
  • Book Value
    188.2M 4.7 %
  • Book Value x2
    376.3M 4.7 %
  • Book Value x3
    564.5M 4.7 %
ROAA

1.116

ROAE

10.977

Efficiency Ratio

58.27

Net Interest Margin

3.276

Balance Sheet Highlights
Financial Highlights Georgia Bank & Trust Company Of Augusta All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 1,837,265 256,123
Total Net Loans 1,075,709 160,108
Total Deposits 1,538,760 221,413
Total Equity 188,169 27,434
Profitability
Net Income 20,715 2,812
Return on Average Assets 1.116 .99
Return on Average Equity 10.977 8.811
Net Interest Margin 3.276 4.031
Efficiency Ratio 58.27 72.067
Noninterest Income/Revenue 24.386 19.316
Balance Sheet Ratios
Loan-to-Deposit 69.908 70.662
Securities/Assets .319 .165
Total Equity/Total Assets .102 .107
Tangible Equity/Tangible Assets .102 .105
Capital Adequacy
Tier 1 Common Capital 191,791 26,376
Tier 1 Capital 191,791 26,452
Tier 2 Capital 16,317 1,919
Total Capital 208,108 28,453
Total Risk Weighted Assets 1,301,573 174,280
Leverage Ratio 10.29 10.62
Common Equity Tier 1 Capital Ratio 14.74 16.191
Tier 1 Capital Ratio 14.74 16.286
Total Capital Ratio 15.99 17.433

Timeline for Georgia Bank & Trust Company Of Augusta

Gbt Investments Inc

Gbt Investments Inc became a new subsidiary organization for Georgia Bank & Trust Company Of Augusta.

View Profile Dec 31 2014

Southern Bank & Trust

Acquisition: Georgia Bank & Trust Company Of Augusta acquired a new subsidiary, Southern Bank & Trust, 12 years

View Profile Dec 05 2011

Nmf Asset Management Llc

Nmf Asset Management Llc became a new subsidiary organization for Georgia Bank & Trust Company Of Augusta.

View Profile Nov 01 2007

Sb&T Capital Corporation

Sb&T Capital Corporation became a new subsidiary organization for Georgia Bank & Trust Company Of Augusta.

View Profile Aug 16 2007

Georgia Bank & Trust Company Of Columbia County

Acquisition: Georgia Bank & Trust Company Of Augusta acquired a new subsidiary, Georgia Bank & Trust Company Of Columbia County, 30 years

View Profile Jul 01 1993

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Complete timeline for Georgia Bank & Trust Company Of Augusta is available.

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Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Southern Bank & Trust Seller 185,789 Pooling of Interests Discontinued 12/5/2011
Georgia Bank & Trust Company Of Columbia County Seller 54,082 Discontinued 7/1/1993
Relationships Role Relationship Start Relationship End
Southeastern Bank Financial Corporation Parent 2/7/1992
Gbt Investments Inc Subsidary 12/31/2014 11/30/2016
Sb&T Capital Corporation Subsidary 8/16/2007 1/4/2010
Nmf Asset Management Llc Subsidary 11/1/2007 6/16/2009
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